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First Gradually, Then All of a Sudden – Innovation in SME/Corporate Banking
In corporate banking, the battle lines are shifting – but the banks don’t seem to see it. If they want to remain relevant in the future, they must open themselves up to new challenges and discard the old self-image. In his masterpiece “The Sun Also Rises,” Ernest Hemingway records a brief business conversation between two…
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Thank you, DKB! The sponsors of the PEX in the presentation.
Without the right sponsors, it would all be nothing. And even if in year two of the pandemic the Payment Exchange had to take place differently than we had hoped, we thank our loyal sponsors who believe in us and remain faithful to us. On the occasion of the PEX theme week from 27.9. until…
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Influencer marketing in the financial industry
Two marketing surveys published a few months ago by the German Digital Economy Association and the Influencer Marketing Hub clearly show: activating one’s own target group through influencer marketing as part of the online marketing strategy will become even more important in the future. And fintech and banks have also long been working with influencers…
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Green behind the ears
With the scandal surrounding the Greensill Bank, the German financial centre is sliding into its next misery. Municipalities are particularly affected, and that’s not such a bad thing. Because it is another sign that deposit insurance and Bafin need to be reformed. The payment and banking scene is undeniably never boring. Not a month goes…
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Initiative launched: Together against IBAN discrimination
With the “Accept my IBAN” initiative from leading fintechs such as Wise (formerly Transferwise), N26, Klarna, Revolut, Raisin and SumUp, consumers can now report “IBAN discrimination”. The EU regulation in force since 2014 does provide that holders of accounts within the EU can pay within the member states without any problems. But unfortunately, the reality…
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Bankers in the home office – How German banks are dealing with the new rules
The topic of “mobile working” is on everyone’s lips. And not just since the federal government recently passed new rules on working from home. In times of Corona and ever new mutations, the following applies: Employers should, where possible, offer their employees appropriate home working solutions. How is the German banking industry dealing with this?…
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“Green” investment opportunities increasingly popular
How do people invest their money in times of Corona and what does the search for sustainability actually have to do with it? And who is actually driving the action? In times of the pandemic, the Quirin Bank wanted to know, and in its study “Ever greener? What investors know, want and do”, they looked…
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Social-ecological bank vs. classic bank – How “green banks” tick
They call themselves green bank, Ökobank or Ethikbank and invest in socially and ecologically sustainable projects: Credit institutions such as GLS Bank, EthikBank eG, Openbank; Tomorrow and Evangelische Bank. In this post, we’re going to take a closer look at how green banks work, what sets them apart from “traditional” financial institutions, and what industries…
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From “Finance on the Internet” to “Internet of Finance”
Like Conquering Embedded Financial Services Europe Anyone who follows the international Fintech news knows that hardly any other topic is being discussed as hotly as the embedded financial services (short: EF). But what is hidden behind it? Who has something of it? And is this actually just an international trend, or will we German payment…
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Why platforms are already the better banks
The future belongs to platforms If you look at the rapid growth of platforms over the last three years, one thing quickly becomes clear: the future belongs to the platforms. This is no longer a platitude, but an everyday occurrence, both in e-commerce (with e.g. Amazon, Zalando, Otto or Wayfair), in transportation (with e.g. Uber,…
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Videoplattform statt Filiale: Wie nutzen deutsche Banken Youtube?
Online-First – mit dem ursprünglich für Printverlage geltenden Prinzip, ihre Inhalte zuerst über das Web auszuspielen, identifizieren sich heute sehr viele junge Menschen. Und zwar nicht nur wenn es um allgemeine Mediennutzung geht sondern auch hinsichtlich der Informationsbeschaffung über Banken- und Finanzthemen. Ein Medium dominiert: Die Google-Tochter Youtube. Wie nutzen etablierte Banken die populäre Videoplattform?…
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Digital bancassurance cooperations on the advance
High-volume distribution channel – bancassurance, i.e. the combination of banking and insurance, has existed since the 1970s. The primary objective of bancassurance partnerships between banks and insurance companies is to exploit cross-selling potential. Although bancassurance has so far been limited to the offline sale of insurance policies in bank branches, it already has a worldwide…
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Just let me cancel my card!
Everything used to be better! Yes, really! In former times you had a wallet filled with banknotes, many heavy coins and only a few payment cards. The wallet was so heavy and thick that it bulged out of your pocket. Other people used to have a big bulky wallet as an alternative to a purse.…
