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Fast, faster – Instant?
Instant messages by Marcus W. Mosen: #9 When I hear the word “instant,” I still spontaneously think of coffee, soup or cocoa first. After all, instant coffee was already around in 1881, invented by Alphonse Allais, who had been known as “Nescafé” is industrially manufactured by Nestlé. And since then, the 1999 EU directive has…
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Digital bancassurance cooperations on the advance
High-volume distribution channel – bancassurance, i.e. the combination of banking and insurance, has existed since the 1970s. The primary objective of bancassurance partnerships between banks and insurance companies is to exploit cross-selling potential. Although bancassurance has so far been limited to the offline sale of insurance policies in bank branches, it already has a worldwide…
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ECSP: “The Regulation is going in the right direction
Good things take time. 2.5 years have passed since the European Parliament and the Council, as part of their Action Plan on technology-enhanced innovation in financial services in Europe, adopted a proposal for a regulation on European commercial Crowdfunding Service Providers.“ECSP”) together with supplementary annexes and assessments. Last Monday the proposal was adopted in Brussels…
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Die Gesichter der Branche: Eugene Danilkis
Dürfen wir vorstellen: Eugene Danilkis von Mambu Das Arbeiten in der FinTech Branche gleicht einem Kommen und Gehen, setzt ein hohes Maß an Professionalität in einem durchaus lockeren Arbeitsumfeld voraus und ist vor allem geprägt von Innovationen sowie guten, klugen und zukunftsorientierten Ideen, so der weit verbreitete Konsens. Doch wer sind eigentlich die Köpfe und…
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Fintech apps are becoming increasingly popular
The corona pandemic has accelerated growth enormously: FinTech apps are becoming increasingly popular all over the world The pandemic has surprised, overwhelmed and sometimes even overwhelmed us all. Nothing was going on, (almost) all shops were closed, school and day-care centres were closed, work in the home office. Many industries are on the ground, are…
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Is Google eating away at the financial industry?
More and more “customer journeys” are starting to use Google search. This supposedly profane statement can have astonishing consequences, even for the classic financial world. An analysis of mutual dependencies, the striving for uniqueness and the insight that the digital platform economy is increasingly becoming a psychological rollercoaster ride for all market participants – from…
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Just let me cancel my card!
Everything used to be better! Yes, really! In former times you had a wallet filled with banknotes, many heavy coins and only a few payment cards. The wallet was so heavy and thick that it bulged out of your pocket. Other people used to have a big bulky wallet as an alternative to a purse.…
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EU advises on the regulation of cryptovaluations
The planned EU regulation of cryptovaluables such as Bitcoin, Libra and Co. – Background, content and classification of the MiCA regulation Last week, the EU Commission published a proposal for the regulation of crypto assets, the so-called “Markets in Crypto-Assets Regulation” (short: MiCA). The proposal is part of a comprehensive “Digital Finance Package“It also contains…
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News review in September 20 – The most important facts at the end
Our monthly review in September 2020 In the Fintech world it never gets boring. New companies are founded, investments are made and new products are brought to the market. It is sometimes difficult to keep track of things. We take care of that and summarize the most important news of the past month in a compact overview.…
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The faces of the industry: Stefan Krautkrämer
May we introduce: Stefan Krautkrämer from FinTecSystems Working in the FinTech sector is like coming and going, requires a high degree of professionalism in a thoroughly relaxed working environment and is above all characterised by innovations as well as good, clever and future-oriented ideas, according to the widespread consensus. But who are actually the brains…
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Payment and mobility
A guest contribution from Inga Glotzbach and Steffen Blümm from adorsys Mobile computing and the high availability of the Internet are changing our expectations when consuming and paying for products and services. The ability to access information and make purchases from anywhere allows us to manage our time more flexibly. The Corona crisis in recent…
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“Bekannte Hochkaräter und neue Gesichter”
Willkommen zur Transactions 2020, dem Event, auf dem die wichtigsten Köpfe der Digitalisierungs-, Payment– und Banking-Branche zusammentreffen. Dies ist eine Interviewreihe mit den diesjährigen Sprecher*innen der Transactions 2020 – Heute wird uns Sophia Fisher Rede und Antwort stehen. Sophia ist Public Affairs Managerin bei der Deutsche Kreditbank AG. In der Branche ist es schon lange kein Geheimnis mehr: Die…
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Suchtgefahr Trading-Apps – helfen Warnhinweise?
Broker auf dem Smartphone führen zu schnellen Entscheidungen und machen uns dank spielerischer Elemente womöglich süchtig. Warnhinweise wären eine gute Idee. Die Payment and Banking-Szene ist unzweifelhaft niemals langweilig. Kein Monat vergeht, ohne dass neue Produkte, Banken, Fintechs und Payment-Lösungen auf den Markt kommen. Aber wer braucht das eigentlich alles und muss man das alles…
