There have been plenty of innovations in payment and banking in recent years. However, the FinTechs and also the innovations of the old-established ones concentrated on a few target groups...
Banking with a view into the glass ball – wouldn’t it be nice to be able to plan your banking transactions months in advance and, with the right steps, know...
6 Key Learnings from Dotcom Companies in Dealing with Digital Changes (5/6) Introduction Keyword digitization. A never-ending challenge. A complex topic, especially for companies that conduct their business mainly in...
What does a fictional game have to do with payment reality? We talk a lot about them – the GAFA´s and the BAT’s – many business models have shaking knees....
Blockchains have a basic problem: They don’t scale well. Even ten years after its launch, the Bitcoin Blockchain still cannot process more than three to seven transactions per second. A...
The Germans love their cash. Particularly in the catering trade, we continue to hold on stubbornly to notes and coins. As a company whose products are dedicated to cashless and...
A guest article by Jonathan Knoll Was Bill Gates right when he said the world needs banking, but not banks? Maybe. Maybe not. Until Blockchain technologies fulfill the promise of...
Wir haben in Folge 35 gelernt, wer bei einer Kreditkartenzahlung beteiligt ist und wie sie grob funktioniert. Nun geht es ins Detail! Welche einzelnen Schritte folgen aufeinander und was machen Händlerbank, Kundenbank und die Kreditkartenunternehmen eigentlich genau im Zuge dieser Transaktion? In dieser Episode erfahrt ihr es!
Über Frank Müller, LL.M.
Frank …
At best, German banks are in the midfield when it comes to digitization. They underestimate the disruptive power of digital technologies and overestimate their own knowledge advantage over the new...
Standardization of card payments A new initiative of the Schemes is approaching us – so far in Europe still “unnoticed” in the USA but already coming. It is a last...
A Guest article from Author: Tuomas Toivonen – Co-Founder Holvi Technology in the area of financial services has been part of the industry for decades and is for example present...
Apple Pay is finally here; apparently very satisfied first banking partners; Apple expands NFC ecosystem; first promising customer reactions So now it´s time. Six iPhone generations (6, 6s, SE, 7,...
Pretty much exactly a year ago a ghost went through Germany. People´s account data were no longer secure. Due to PSD2, which has since come into force, and associated possibility...
Did the results really surprise us? Or isn´t it actually just „business as usual “– everyone expects it.New big reports are a negative report. PayPal goes its way unobtrusively but...