Being a reader and listener of Payment and Banking, one can´t probably hear it anymore, when we keep coming up with the phrase “thinking from the customer’s point of view”....
When the payment buddy PayPal, was launched 20 years ago, e-commerce was still in its infancy and the word Fintech did not even exist. Nevertheless, PayPal was exactly that, a...
In addition to the growing trend towards cashless payment, as well as payment via mobile phones or the discussion about “connected cars”, which (should) open up completely new possibilities for...
When two people quarrel, a third rejoices. After the two analyses by the colleagues, Jochen Siegert and Rafael Otero, what a Sign in with Apple means for the market –...
A good eight years ago, I demanded it once before: Please dear bank, just let me pay. (https://www.deutsche-startups.de/2013/08/22/liebe-bank-bitte-lass-mich-endlich-bezahlen/amp/). Almost a decade later the time has come. The topic has reached...
The topic “Mobility”, in particular the eScooter, has often been the subject of our discussions as a “payment-related” topic. Coming from theory, now practice: tough reality in the form of...
Somehow it annoys us doesn´t it, that almost all digital services we regularly use and enjoy do not originate or have originated in our neighborhood. In the real world it...
In dieser Podcast-Episode sprechen Jochen und Kilian über die jüngsten Trends, darunter den neuen Vorstoß von N26, spannende Kooperationen im Bereich B2B-Finanzdienstleistungen und die regulatorischen Herausforderungen, denen Start-ups gegenüberstehen….
We are experiencing an unprecedented global shift in demographics. Our society is aging; we are living longer, healthier, and more productive lives. Life expectancy has improved significantly, and we have...
The journey from unbundling to rebundling and back has been a formidable one. Emerging technologies and the pace of innovation are driving changes throughout the banking industry at an unprecedented...
What makes a number money? Meanwhile, more than 2,500 crypto currencies are listed on various crypto exchanges. Basically, these tokens are not actually currencies, and most of the time, they...
On the revolution of the urban mobility industry Introduction The world population is growing steadily and around 60% of all people are going to live in urban areas by 2030....
Lessons learned: A look back at what happened when banks missed a key trend with eCommerce. And what that has to do with DLT/Blockchain. PayPal should not exist. Many people...
When Apple presented on March 25th 2019 its own Mastercard, Apple Card in cooperation with issuer Goldman Sachs, one or the other bank board member might have held his breath...
