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Is the ECB becoming a “green angel” ?
Currently, the central bank is doing its best to counteract the economic consequences of the Corona crisis. But is this perhaps only the prelude to a much greater effort that still lies ahead of us all globally? Climate change is threatening our planet and the effects are already visible: no one will be spared from…
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5 Jahre MIF-Regulierung: Welche Vorteile sind für Händler europaweit noch übrig?
Vor ziemlich genau fünf Jahren beschloss die Europäische Kommission, die multilateralen Interbankenentgelte für Debit- und Kreditkartentransaktionen europaweit auf 0,2 % bzw. 0,3 % zu regulieren. Heute stellt die globale, unabhängige Payment-Beratung CMSPI fest, dass ein Großteil der Einsparungen in einem “Hau-den-Maulwurf-Spiel” mit anderen Gebühren erodiert wurde und weitere Regulierung notwendig ist. MIF-Regulierung in 2015 Die…
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The faces of the industry: Katja Hunstock
May we introduce Katja Hunstock of . finleap connect Working in the FinTech industry is like coming and going, requires a high degree of professionalism in a thoroughly relaxed working environment and is above all characterised by innovation as well as good, clever and future-oriented ideas, according to the widespread consensus. But who are actually…
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GAFAT – Why are we ignoring Telegram?
Just a few years ago, Telegram was considered a harmless messenger in Germany. Many used the app as an alternative to WhatsApp. Especially the high anonymity and data security convinced many users. Internationally, the app even had the reputation of a protest app. Via Telegram, opposition members in countries with authoritarian regimes organized themselves worldwide;…
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Im Jahr des Bullen: Das sind die fünf Blockchaintrends in 2021
Ein Gastbeitrag von Patrick Hansen 2020 war viel los und viele sind vermutlich erleichtert, das Jahr endlich hinter sich gelassen zu haben. Obwohl mit neuen Regulierungen in Deutschland und der EU, über spannende neue Blockchain Projekte im Finanzsektor und der Industrie, bis hin zum neuen Bitcoin Allzeithoch im Dezember einiges dabei war, richtet sich der…
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Digital cash register receipt as data platform
The year 2020 as the Year of the receipt To call it a global pandemic would not be an accurate description. Nevertheless, the topic has developed relatively quickly in Germany. After the legal requirement and obligation to issue receipts came into force in January 2020, small retailers or bakers were more likely to be seen…
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Which GAFA has the most Yahoo potential?
In the last few years, it seems that even the last person to speak… GAFA and certainly knows what is meant by it. In the meantime, every single GAFA company is expected to do almost anything when it comes to expanding its own business fields at the expense of established players. Whether it’s banking and…
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Corona and the financial industry – a review and outlook
2021 is still young and we are taking advantage of this for a detailed look back and forward. Because nothing has changed the world and our industry as much as the Corona pandemic. Corona set new challenges – without postponing digitization Financial institutions around the world have had to provide emergency relief in the form…
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Was macht eigentlich…baningo?
Als Team von Payment & Banking versuchen wir, einen kontinuierlichen Überblick über die Branche zu behalten und berichten über kleine wie große Fintechs und Insurtechs, über etablierten Banken ebenso wie über Neo-Banken, über digitale Strategien, über große Investitionen nationaler und internationaler Geldgeber, schreiben über Exits und liefern Analysen zu aktuellen Themen. Manche Unternehmen erscheinen dabei…
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Merry Christmas! Christmas with Payment & Banking
What kind of a crazy… – Yeah, I know! Oh Christmas tree, oh Christmas tree, how green are your leaves! Despite the Covid 19 pandemic, the Christmas season is something traditional and also really nice. The girocard of all celebrations, so to speak. And even at Payment & Banking, Christmas is celebrated in one way…
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A year that can only be grumbled about
The payment and banking scene is undeniably never boring. Not a month goes by without new products, banks, fintechs and payment solutions coming onto the market. But who actually needs all this and do we have to like it all? Our author Nils Wischmeyer will be highlighting a product, topic or the “latest hot shit”…
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Libra becomes Diem and is (almost) ready to launch
In the new episode of Bitcoin, Fiat & Rock’n’Roll, which we want to illustrate today because of the really good topic with us, speak Jonas Gross and Alexander Bechtel with Julien Le Goc, Director of Policy at the Diem Association, formerly known as the Libra Association. Julien speaks candidly about the reasons behind the renaming…
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Poynt exit – app store concepts on POS payment terminals failed?
US web/domain hosting provider godaddy has announced the acquisition of of Silicon Valley payment startup Poynt announced for $365 million. The innovator of the smart POS concept with app stores on POS payment terminals is going to become a purely online provider comparatively cheaply, both by Silicon Valley standards and in the context of high…
