• Nicole Nitsche / vom 26. November 2018

    Geht das auch in Deutschland? Ein Gastbeitrag von Ralf Wischmann (STARCON CO. LTD) Während im Zuge der Anbindung von AliPay und WeChat Pay in ersten Geschäften in Deutschland alle Augen auf die Entwicklung in China gerichtet sind, vollzieht sich in den Nachbarländern der Region, wie z.B Thailand eine nicht minder spannende Entwicklung. Wie bereits in China spielt auch hier die Bezahloption mittels QR Code eine zentrale Rolle. Anders als im Land der Mitte und der Pull Technologie von AliPay und…

    Rafael Otero / vom 22. November 2018

    Vor lauter BAT vergisst man gerne, dass es in China ja durchaus mehr geben muss als nur die 3 Riesen und wo könnte man besser einen Einblick in das FinTech Ökosystem bekommen als auf der selbst deklarierten FinTech Konferenz Money20/20 und ihrer ersten chinesischen Ausgabe. Auf der Money20/20 Asia bekam man bei den ersten Gesprächen mit chinesischen FinTechs mit, dass das “normale” chinesische FinTech alles andere als “normal” im westlichen / europäischen Sinne ist – sei es aufgrund der schier…

    Nicole Nitsche, Kilian Thalhammer / vom 12. November 2018

    Will parking now become smart? When people deal with the organized standstill of passenger cars, it sounds terribly boring at first, but what all actually is linked to parking and how these people and companies play a decisive role in shaping our future, because they enjoy parking and thus also do something for our environment we show today in a further offshoot our Mobility series. The future of parking is diverse: Every year drivers spend an average of 55 hours…

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    Article

    PSD2 and XS2A: Account data in danger?

    von Maik Klotz / / vom 3. December 2018

    Pretty much exactly a year ago a ghost went through Germany. People´s account data were no longer secure. Due to PSD2, which has since come into force, and associated possibility foe third-party providers to access account information (Access to account / XS2A), the account data is in danger. The question as to whether account data is in danger could already be answered with a no at that time. This is because the floating data which is in “highest danger” is…

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    Wo soll das noch hinführen? - Neue Zahlen von PayPal

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    Where else is this going? – New numbers from PayPal

    von Kilian Thalhammer / / vom 13. November 2018

    Did the results really surprise us? Or isn´t it actually just „business as usual “– everyone expects it.New big reports are a negative report. PayPal goes its way unobtrusively but constantly.The quarterly comparison of the 3rd quarte in 2017:13% more turnover ($3.68 billion915% more profit ($436 million)37% more payment volume ($134 billion) – other sources speak of 25%9 million more active accounts in total now 245 million (these are not to be confused with for example Paydirekt numbers, or the…

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    Will parking now become smart? When people deal with the organized standstill of passenger cars, it sounds terribly boring at first, but what all actually is linked to parking and how these people and companies play a decisive role in shaping our future, because they enjoy parking and thus also do something for our environment we show today in a further offshoot our Mobility series. The future of parking is diverse: Every year drivers spend an average of 55 hours…

    weiterlesen...

    Introduction Key digitization. A challenge that does not want to end. A complex topic, especially for companies that do their business mainly that do their business mainly in and around the internet. If they also offer services, it becomes particularly complicated. At the beginning of the millennium, the technology industry was in a veritable gold-rush mood. Everyone suspected that the establishment of the Internet and digital technologies would have a major impact on and change the economy in the future….

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    Enormous growth of cryptocurrency market till today A market analysis by Philipp Petzka, CEO, Mintfort The market and usage of cryptocurrencies has gone through a rapid growth since the official release of the bitcoin whitepaper by Satoshi Nakamoto in 2009. To illustrate the exponential growth rates , some graphs are shown below: The number of registered bitcoin wallets has more than sevenfold over the last 3 years. Whereas in Q1 2015 around 3.180.000 wallets were registered on the blockchain, in…

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    or is it all just a „storm in a glass of water” – what happened?N26 uses a photo identity process in Portugal, which is, according to Bafin and the Portuguese regulators, not compliant. But the Bafin didn’t notice – the Portuguese is not responsible.Two WiWo editors disguised themselves as Portuguese and tried it out – tricking was easy. Fake IDs were not recognized.Now comes the Bafin and “has to look at everything – the fate of the regulator”. Here are…

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    Introduction Key digitization. A challenge that does not want to end. A complex topic, especially for companies that do their business mainly that do their business mainly in and around the internet. If they also offer services, it becomes particularly complicated. At the beginning of the millennium, the technology industry was in a veritable gold-rush mood. Everyone suspected that the establishment of the Internet and digital technologies would have a major impact on and change the economy in the future….

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    “I talked to the accounting department in Houston yesterday and they told me that you’ll get a higher salary next month” HAL 9000 – Space Odyssey. If man becomes too stupid, artificial intelligence is needed. And after Mobile Payments, Blockchain and various other topics, the credit industry has now found another topic that can be tackled. Of course, it is not surprising, because as long as there are people filming themselves sucking detergent tabs (Tide Pod challenge), it is understandable…

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    The transfer strikes back

    von Kilian Thalhammer / vom 20. September 2018

    The bank transfer is probably the oldest and best known “online means of payment” – known from “film and television” – born offline and digitally. But never really made the step into the online World. Sure there was (sorry there is) the immediate transfer. Which is now in Swedish hands and soon will probably be “integrated away”. But with a maximum market share of 5 % you are not really a “relevant player “after all (even if this is often…

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    Mobile Payment in Germany – what is possible, and what is not About the sense and nonsense of paying with your smartphone at the cashier point can and must one argue, and about the question why we no longer talk about mobile internet, but still distinguish between mobile payment and payment in other areas, when it comes to payment. One can also have different opinions about the fact that the German credit economy is coming onto the market with its…

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