Payment, Banking, FinTech, Mobile

The Tidal Wave of Change

We are experiencing an unprecedented global shift in demographics. Our society is aging; we are living longer, healthier, and more productive lives. Life expectancy has improved significantly, and we have...

Article

The Future of Banking

from Nicole Nitsche / 4 weeks ago

The journey from unbundling to rebundling and back has been a formidable one. Emerging technologies and the pace of innovation are driving changes throughout the banking industry at an unprecedented...

Article

Of ducks, cryptocurrencies and the future of e-money

from Nicole Nitsche / 16. May 2019

What makes a number money? Meanwhile, more than 2,500 crypto currencies are listed on various crypto exchanges. Basically, these tokens are not actually currencies, and most of the time, they...

Article

Micro-Mobility

from Nicole Nitsche / 25. April 2019

On the revolution of the urban mobility industry Introduction The world population is growing steadily and around 60% of all people are going to live in urban areas by 2030....

Banken

What happens when you miss a trend

from Nicole Nitsche / 17. April 2019

Lessons learned: A look back at what happened when banks missed a key trend with eCommerce. And what that has to do with DLT/Blockchain. PayPal should not exist. Many people...

Apple

Apple Card – The facts

from Nicole Nitsche / 15. April 2019

When Apple presented on March 25th 2019 its own Mastercard, Apple Card in cooperation with issuer Goldman Sachs, one or the other bank board member might have held his breath...

Article

Silicon Valley is dead – or is it just sleeping?

from Nicole Nitsche / 10. April 2019

The land of unlimited possibilities and there is also the Mecca – the West Coast – Silicon Valley. If the world could, may, must expect anything from anywhere – it...

Article

Girocard In-App Payment

from Nicole Nitsche / 4. April 2019

A good step, but currently more questions than answers Last week, at Profitcard 2019, surprising news of the EURO card systems were announced by those responsible for Girocard marketing. The...

Article

Post-Mortem: When, unfortunately, Corporate Fintech initiatives predictably fail

from Nicole Nitsche / 21. March 2019

On Monday morning, colleague Heinz-Rogier-Dohms surprised the financial scene with his newsletter with a side note that was probably overlooked by many readers due to the news of the Deutsche-Commerzbank...

Article

Security Token Offerings (STOs)

from Christina Cassala / 20. March 2019

The next “hot shit“ in the Fintech sky and why it is not worth for everyone After the Inicial Coin Offering (short: ICO) now comes the Security Token Offering (short:...