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What has this “Fintech” ever brought us?
Or why the credit process is still at the status of the 70s? Disclaimer: This article arises from a phase of emotionality, I know you should never do that and it is in every good education book. But I’m doing it anyway, because I have a grant.We have tried to get a company loan, yes…
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Joonko and his credit plans
A few days ago, we had it at Newsletter already reported. Under the headline “Joonko now also arranges consumer loans”, it was announced that the financial portal Joonko now also offers consumer loans. Joonko wants to offer customers a fast, fully digital consumer loan agreement without lock-in offers with guaranteed interest rates. Identification is carried…
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N26 – NEINhorn Bank in the best sense of the word
This right in advance: This contribution is first of all personal and then also political. In 2013, I made a Angelinvest into a founding team that had a very cool product idea and which gave me the impression that it was deeply convinced of its idea. The product was called Papayer and was basically a Teenager Debitcard with an app that could also…
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N26: A no horn.
In the Herzwald lives a small, cute little unicorn. But although everyone is very fond of him and feeds him sugared clover, the little animal does not behave like a unicorn at all. He simply says no all the time, so that soon everyone will call him just NOHORN.The NEINHORN is one of the best…
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Summer slump in German payment traffic – yes, where is it?
Instant messages by Marcus W. Mosen: #8 Marcus W. Mosen comments payment or banking topics on various portals and delights his followers on twitter (@mwmose) with pointed contributions to Payment, Fintech or politics. From now on you will find his monthly guest column “instant messages by…” on current events in Payment, Banking & Co. The…
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And now Bank – The rearguard to the bank
On our own behalf: In recent months it has become clear that some of our Payment & Banking members are moving to Deutsche Bank in their main job. As a result, the protagonists are writing individual statements. After the vanguard Andre and Rafael yesterday now the rearguard today Jochen Siegert “Of all people, the bank…
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The stationary trade – a swan song?
A guest contribution from Bjorn Wessel Corona is changing the world and with it the trade. Not through new insights, but rather by accelerating existing developments. What took 5-10 years before is now happening in 3 months. In retail, the “final breakthrough” of eCommerce, long awaited by some and feared by others, has become visible…
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Eine kleine Chronologie großer Finanzskandale seit 2000
Marktmanipulation, künstlich aufgeblähte Bilanzen, vorgetäuschte Einnahmen – seit Wochen bestimmt der Wirecard-Skandal die Berichterstattung. Auch wir haben uns oft mit dem Thema beschäftigt, ob im Podcast oder in Beiträgen und Artikeln zum Wirecard-Skandal. Bis heute, rund vier Wochen nach dem Insolvenzantrag, kommen immer neue Vorwürfe hinzu, von Insiderhandel bis hin zum Verdacht, auch Kooperationen und…
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Mutige Tüftler braucht das Land
Deutschland fehlt kein Risikokapital, sondern der Mut zum Risiko. Auch der hohe bürokratische Aufwand ist für viele Gründer eine Hürde. Wird in Deutschland über das Gründen gesprochen, kommt schlechte Laune auf. Immer wieder heißt es: Wir verlieren den Anschluss, haben kein einziges Unternehmen in den weltweiten Top 30, alles nur Amerikaner und Chinesen. Wir haben…
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The topic of Open Banking has reached managers
A guest contribution from Dr. Cyrosh KalatehRegional Director DACH at Tink. In an increasingly complex world, both consumers and businesses are actively looking for financial services providers that help them achieve their financial goals in the simplest, most understandable and convenient way possible. The fewer steps it takes to solve a problem, the better. Open…
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Consolidation in the banking sector by Covid-19
A video interview with Max Flötotto (Mckinsey & Company) at the Banking Exchange 2020 For the first time in the event history of Payment & Banking, the Banking Exchange, which was otherwise designed as an “invite only” event, took place in a stream accessible to all. Our goal was to live what other events only…
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Banking-Trends: Diese digitalen Lösungen und Technologien verändern die Finanzbranche
Wie kaum etwas zuvor verändert die voranschreitende Digitalisierung die Spielregeln im Bankensektor. Aufgrund der heutigen Möglichkeiten, seine Bankgeschäfte jederzeit, ortsunabhängig und stark personalisiert vorzunehmen, haben sich die Kundenerwartungen an Banking-Produkte und -Services verändert. Die Folge: Etablierte Finanzdienstleister sind mehr denn je gezwungen, in innovative Techniken zu investieren und Technologietrends im Blick zu behalten. Wir schauen…
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Start of the Apple Card in Germany or Europe: Never
In March 2019, the Apple Card was presented at the special event and has been available in the USA since September 2019. And that will remain so for the time being. Apple Card, just one of many building blocks for Apple’s ecosystem Payment is an important component for Apple, as “paying” has a high relevance…
