Fintech

  • When it comes to fintech, Berlin is no longer a foregone conclusion

    When it comes to fintech, Berlin is no longer a foregone conclusion

    First, first! Everybody wants to be. It’s no different for cities ranked as top locations and darlings vying for international VCs. Especially when it comes to fintechs, Berlin is always shouting out loud – of the well over 900 fintechs that currently exist in Germany, a large number of the companies are actually still based…

  • Modularbank: Growth forecast for German market despite tough competition

    Modularbank: Growth forecast for German market despite tough competition

    It’s been just over a year since Modularbank pitched its tents in Germany as well. Modularbank is a FinTech company from Estonia that was only founded in 2019 and offers a modern and flexible core banking platform. Last fall, the Estonians announced a funding of four million euros: The round was led by Karma Ventures…

  • We’ll be hearing a lot more from these industry players in 2021 – Part 1

    We’ll be hearing a lot more from these industry players in 2021 – Part 1

    The new year is still young and many weeks full of surprises lie ahead. And while we’re not the Oracle of Delphi, there are a number of companies and fintechs that we’ll be taking a special look at (among many other companies, of course) in the coming months. The reasons for this are manifold, as…

  • Starke Frauen – starke Stimmen!

    Starke Frauen – starke Stimmen!

    Das sind die weiblichen Gesichter der Branche Jeden Mittwoch beantworten in unserer beliebten Reihe „Gesichter der Branche“ Personen aus der Payment- und Banking-Industrie unseren standardisierten Fragebogen mit jeweils zehn Fragen. Über die Jahre ist hierbei eine Vielzahl interessanter Antworten zusammengekommen. In dieser Reihe kommen auch viele tolle Frauen der Branche zu Wort, die mit ihren…

  • Strong women – strong voices!

    Strong women – strong voices!

    These are the female faces of the industry Every Wednesday in our popular series “Faces of the Industry”, people from the payment and banking industry answer our standardized questionnaire with ten questions each. Over the years, a large number of interesting answers have come together. This series also features many great women in the industry,…

  • Germany as an attractive market: More and more foreign companies court for customers

    Germany as an attractive market: More and more foreign companies court for customers

    More and more foreign Fintechs, challenger banks and providers for SMEs are active in Germany or are announcing their imminent launch. This was to be expected, because in their home markets they have in many cases (also with the help of investor funds) meanwhile reached a size that makes it interesting for them to now…

  • “The core of a transformation is the willingness to rethink.”

    “The core of a transformation is the willingness to rethink.”

    Almost unnoticed, the Estonian Fintech Modularbank opened its office in Berlin at the beginning of this year. The company is managed by Vilve Vene. She has been working in the industry for 25 years and developed financial technology long before Fintech became a household name. For example, she led the IT department of the Baltic…

  • Head to head – race: After Revolut, Klarna is again the most valuable Fintech

    Head to head – race: After Revolut, Klarna is again the most valuable Fintech

    Well, who now? Just last week, Revolut was named the most valuable Fintech in Europe, with a funding of 500 million dollars and a valuation of around 5.5 billion dollars. Barely seven days later, the British company has already been pushed from the throne again. The Swedish payment service provider Klarna could now climb the…

  • Anleitung: In 5 Schritten zur NEO-Bank

    Anleitung: In 5 Schritten zur NEO-Bank

    Eine Neo-Bank zu bauen hört sich schwer an und gerade wenn man erst frisch begonnen hat sich mit Kundenbedürfnissen zu beschäftigen, kommt es einem vor, als stehe man vor einem unüberwindbaren Berg. Doch eigentlich ist das alles gar nicht so schwer. Man braucht nur jemanden, der Schritt für Schritt durch einen solchen Prozess führt. Und genau hierbei möchte…

  • Post-Mortem: When, unfortunately, Corporate Fintech initiatives predictably fail

    Post-Mortem: When, unfortunately, Corporate Fintech initiatives predictably fail

    On Monday morning, colleague Heinz-Rogier-Dohms surprised the financial scene with his newsletter with a side note that was probably overlooked by many readers due to the news of the Deutsche-Commerzbank mergers. The German stock exchange discontinues its joint venture (JV) with the Naga Group for a marketplace for digital gaming products (in the jargon In-Game…

  • SRC – the last rescue of Masterpass and Visa Checkout?

    SRC – the last rescue of Masterpass and Visa Checkout?

    Standardization of card payments A new initiative of the Schemes is approaching us – so far in Europe still “unnoticed” in the USA but already coming. It is a last rebellion of the Schemes to “bite down” at the customer and to save their separate initiatives Masterpass and Visa Checkout (Ex V.Me) on the one…