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Of developments, dynamics, opportunities and retrospectives
“Currently, we have an opportunity in Europe to lay the groundwork for the next stage of digitization.” It’s that time again – the year is coming to an end. Another year of pandemics, in which the focus also continued to be on digitalization. This has not stopped at the financial industry either and we have…
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Definition urgently needed: Banking as a Service / Banking as a Platform
More and more advisors and also banks are talking about the topic of contextualized / verticalized financial services. But what exactly is it? And what role do Banking as a Service – BaaS – and Banking as a Platform – BaaP – play in this? In discussions, unfortunately, buzzword often lines up with buzzword and…
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Which GAFA has the most Yahoo potential?
In the last few years, it seems that even the last person to speak… GAFA and certainly knows what is meant by it. In the meantime, every single GAFA company is expected to do almost anything when it comes to expanding its own business fields at the expense of established players. Whether it’s banking and…
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The hygiene products in banking – or what do I really use
In recent days, some neo-brokers have added new functions to their product range. Among other things, Revolut offers the well-known function of multibanking for German customers. At Twitter This was followed by a discussion about what Multibanking for a bank – strategic issue or rather a small feature? The comparison that came to mind was…
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Amazon Pay – what’s next?
Within the Amazon ecosystem, payment is somehow largely resolved and very smoothly integrated. No matter if web, app, mobile or on TV. Nevertheless, in the last few days, the Barclaycard cooperation and a “buy now pay later solution” have created a News before the upcoming Christmas business.In this context, the question arises for us, what…
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One year of PSD2 – Is there something to celebrate?
Happy birthday, PSD2, now you are celebrating your first birthday and you have become law. Over the years, many people have discussed and argued about what exactly you should become and how you can be implemented. For the German market, PSD2 contains few innovations in terms of content, as we have a long lived Open…
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Trade Republic – trade with three clicks – and what do you do?
Our “FinTech of the Year 2019” – Trade Republic has announced a new impressive funding round with Accel and Founders Fund! Congratulations to Berlin. In podcast 203, the colleagues gave a good outlook on what they are doing. In general, we have been following the topic for a long time, as Trade Republic was a…
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What or who will be the super app in Europe?
While at the beginning of the iPhone the motto was rather ‘there is an App for that’, but for some time now we have been seeing a kind of counter-movement to so-called super apps. The combination of different services in a single app. Often it starts with a few functions (food or taxi), but then…
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The Trend is your Friend
One of the last editions of the Handelsblatt was about the success of the direct banks in comparison to the affiliated banks and that the first one mentioned are turning more and more into so-called house banks or first banks. https://www.handelsblatt.com/finanzen/banken-versicherungen/finanzinstitute-deutsche-onlinebanken-wachsen-rasant-2020-soll-der-durchbruch-gelingen/25294504.html This increasing trend of direct banks becoming house banks has take, all in all,…
