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Here comes the Grinch! The nagging review of the year 2022
2022 was simply not a good year for the banking and payments world – at least in my opinion. A year in review of the five issues that got me particularly excited and what happened to you. The payment and banking scene is undeniably never boring. Not a month goes by without new products, banks,…
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Part 1: German financial patterns and consumer culture
Germany has been one of the driving forces of the European Union and is seemingly becoming a hotspot for European entrepreneurship. The country’s economic stability, willingness to embrace post-pandemic digital technologies, financial growth projections, and the steady influx of foreign talent are solid arguments for expanding to Germany. However, sprawling, bureaucratic requirements may deter potential…
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re:cap founder Becker: “Turbulence in the market is an opportunity”.
VC investments have declined significantly in recent weeks and months. New and established fintechs alike must now get creative and rethink their funding mix. Many are also looking for alternative growth capital in the process. Paul Becker founded the fintech re:cap in 2021. The Berlin-based company enables financing for digital companies with recurring revenues, for…
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Introducing 5 new fintechs we don’t know yet
Everything already there, everything already seen? Not true. What else is there to come? A lot! From now on, we will prove in our loose episodes on new fintechs on the market that Germany is still a place of founders who still come up with something new in the finance, payment and banking industry. We’re…
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“We must now set the course for a sustainable financial centre in Germany”.
The federal election is imminent and the election campaign of the parties is in the final spurt. Many voters are still unsure where to put their cross on Sunday. Meanwhile, we asked industry players, “What do you want from the new federal government in the upcoming legislative session?” What role does cash play in this?…
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Qonto hires Torben Rabe from Bird as Country Manager
After the news of the departure a few weeks ago Philipp Pohlmanns surprised, the French Neo-Bank Qonto initially no country manager on the hotly contested German market. The French had only opened their branch in Berlin a good half year ago. Pohlmann wanted to devote himself to his own projects, they said. Now the vacant…
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News show – these were the most important personal data in September
The personnel carousel continues to turn – also in September there were plenty of personnel reports, which we summarize here for you. Yeah, what happened there? Things never get boring in the Fintech world, but the past month was not only marked by many fundings, expansion plans, acquisitions and takeovers, but also by a conspicuously…
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The Tidal Wave of Change
We are experiencing an unprecedented global shift in demographics. Our society is aging; we are living longer, healthier, and more productive lives. Life expectancy has improved significantly, and we have added decades of healthy living since the early 1900s. Along with longer lifespans, we are also staying employed longer than before. Soon, we will have…
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Companies and digital transformation: Acqui Hire in times of change
6 Key Learnings from Dotcom Companies in Dealing with Digital Changes (5/6) Introduction Keyword digitization. A never-ending challenge. A complex topic, especially for companies that conduct their business mainly in and around the Internet. If they also offer services, it becomes particularly complicated. At the beginning of the millennium, the technology industry was in a…
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Fortnite – the nightmare of the GAFA´s?
What does a fictional game have to do with payment reality? We talk a lot about them – the GAFA´s and the BAT’s – many business models have shaking knees. Apparently, they can destroy everything and are already doing it in some parts. But in payment it is just starting. Even the GAFA´s are not…
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PSD2 and XS2A: Account data in danger?
Pretty much exactly a year ago a ghost went through Germany. People´s account data were no longer secure. Due to PSD2, which has since come into force, and associated possibility foe third-party providers to access account information (Access to account / XS2A), the account data is in danger. The question as to whether account data…
