Nicole Nitsche

  • Transactions 20½ – We hold the flag high

    Transactions 20½ – We hold the flag high

    For 10 years, we at Payment & Banking have been reporting and commenting on developments in the industry. With paymentandbanking.com, the small link list became a large portal with daily articles, podcasts, infographics and the daily newsletter. What’s more, three times a year we host Payment Exchange, Banking Exchange and Transactions, perhaps the most important…

  • Applekalypse! The supposed end of multi-banking apps

    Applekalypse! The supposed end of multi-banking apps

    For a brief moment, the world stood still and multi-banking apps faced extinction. The reason for this was Apple’s release of the new App Store guidelines and the changes that came with it. Nothing less than the demise of all multibanking apps was up for discussion. The end of Outbank, finanzblick, Finanzguru and Co seemed…

  • The current account from Klarna – competition in the banking market?

    The current account from Klarna – competition in the banking market?

    The current account from Klarna wants to take on established banks. A first test and conclusion.

  • Clubhouse: What the hype means for the industry

    Clubhouse: What the hype means for the industry

    Anyone who hasn’t gotten a Clubhouse invite in the last few days is either not socially relevant or doesn’t have an iPhone. At worst, both. No other social network has generated such hype in recent years. To make a long story short: Clubhouse is the hot shit. Invites to Clubhouse are sold on eBay for…

  • Samsung Pay with backdoor: a storm in a teacup

    Samsung Pay with backdoor: a storm in a teacup

    Although mobile payment in Germany, not least because of the covid 19 pandemicSince the Internet has picked up speed and every consumer can now pay with their smartphone, the obligatory scandal should not be missing, if it were one.These days, negative reports are piling up around Korean tech company Samsung’s relatively new payment method “Samsung…

  • Twilight of the gods: Google Pay becomes a financial platform

    Twilight of the gods: Google Pay becomes a financial platform

    As early as next year, the wallet Google Pay is expected to become a powerful finance app. Paying, saving, managing expenses, sharing bills and managing coupons will all soon be possible with Google Pay, shares Google on the record in the Google Blog with. But that’s not all: next year, Google wants to expand the…

  • Finally. First part of Transactions 20 starts

    Finally. First part of Transactions 20 starts

    When we started the Transactions for the first time last year, we were overwhelmed by the positive feedback from all those who were there, discussed and celebrated with us. The old steel construction in Offenbach was well filled and it was clear that we would do it again and the planning of Transactions 20 began…

  • Schufa – ein Score sie zu knechten, sie alle zu finden

    Schufa – ein Score sie zu knechten, sie alle zu finden

    Liest man J. R. R. Tolkien`s Ringgedicht aus “Der Herr der Ringe” braucht es nicht viel Phantasie, um an die Schufa zu denken. Wer hätte gedacht, dass man die Zeilen aus dem Ringgedicht auch auf den Schufa-Score anwenden kann? Ein Ring, sie zu knechten, sie alle zu finden, ins Dunkel zu treiben und ewig zu…

  • Return of da Sparkasse

    Return of da Sparkasse

    NoteThe following article is not an advertorial or sponsored post. No one was blackmailed and the text was written voluntarily without the influence of alcohol or other mind-expanding drugs. Nor is it a glossary or satirical pamphlet. Yes, it is serious: the big retail banks are not dead, and whether banks really die so quickly…

  • N26, Bunq & Co – the feature phones in banking

    N26, Bunq & Co – the feature phones in banking

    Some of you may still remember the year 2007, the year in which the earth stood still for a short time and the first real smartphone was presented: the Apple iPhone. Almost exactly 13 years ago, the iPhone marked the end of the so-called feature phones and with it the end of the successful mobile…

  • Digital Identity Overview Germany

    Digital Identity Overview Germany

    Digital Identity in Germany is a very ambivalent topic. On the one hand, the Corona crisis shows how helpful a uniform, mass available digital identity would be, but on the other hand, the topic is developing in the same way as the developments in mobile payment almost ten years ago. With one important difference: mobile…

  • Deutsche Bank: Why you can’t buy happiness

    Deutsche Bank: Why you can’t buy happiness

    In recent weeks, Deutsche Bank has been on everyone’s lips, especially by hiring well-known industry leaders. Directly four finders from us, Payment & Bankinghave switched to Deutsche Bank. But other familiar faces like Alexander Bechtel of the podcast Bitcoin, Fiat & rock’n’roll is another change from the industry. Better bought well than badly done is…

  • N26: A no horn.

    N26: A no horn.

    In the Herzwald lives a small, cute little unicorn. But although everyone is very fond of him and feeds him sugared clover, the little animal does not behave like a unicorn at all. He simply says no all the time, so that soon everyone will call him just NOHORN.The NEINHORN is one of the best…