(Senior) Credit Risk Manager (f/m/d)

At Banxware we bring lending solutions for merchants and small businesses where they belong: fully digital and embedded in digital platforms. We ensure small businesses can thrive in a digital world. Digital payments and platform economies are combined with access to banking and lending partners. Our white-label software solution is an end-to-end application that covers the whole lending lifecycle. 

We are looking for a passionate and experienced Credit Risk Manager (f/m/d) to join our team.


  • Closely working together with the Chief Risk Officer, you will set-up, shape and further develop the credit risk management function at Banxware. 
  • You will develop and implement risk assessment and KYC checks for our innovative B2B lending products In Germany. 
  • Together with our product and tech colleagues you will conceptualize the further development of our risk management, selecting new data providers and driving the development of new algorithms. 
  • For our lending partners you will be a trusted sparring partner, discussing the portfolio performance and driving joint initiatives. 
  • You will optimize the credit approval process and subsequent processes like dunning, workout and collection. 


  • You are passionate about risk management and want to build the future of B2B lending.
  • You have a minimum of three years of experience in the (credit) risk management/underwriting sector. 
  • You have an university degree, ideally with a focus on economics, business administration, mathematics or a comparable qualification. 
  • You are ready to build bridges between „old“ and „new“ and feel at home in both banking and fintech, compliance and tech, rule-engines and machine-learning. 
  • You are characterized by a result-oriented and structured way of working, with a high degree of self-organization and focus for details. 
  • You are a team-player and love working with your colleagues in a collaborative and fast-paced environment. 
  • You take an open-minded approach to new ideas. 
  • You are fluent in English and German. 
  • Experience in data analytics is a plus. 


  • Our team stands out: here, you will get to work with a team of seasoned industry experts with a rich network.
  • By joining us as an early employee, you have unrivalled autonomy and ownership of risk management at Banxware. 
  • The tools you need to do your job: your choice of laptop, operating system, productivity software and desk set-up. 
  • An attractive base salary. 
  • We are big fans of diversity. At Banxware, everyone is accepted, included and celebrated, irrespective of their sexual orientation, culture, gender, religion, physical ability or the absence of any of these. 
  • We encourage the Women in Tech community actively to apply: our Co-Founder Miriam is the role model in this respect. 
  • This position is a full-time role in Berlin, working closely with our founding team.
  • We are a remote-friendly organization, so if you prefer working a few days from home, that’s fine too! 

Maik Klotz ist Berater, Sprecher und Autor zu den Themen Banking, Payment, Digital Identity, E-Commerce und Retail mit starkem Fokus auf "mobile". Seit vielen Jahren berät Maik Unternehmen zu kundenzentrierten Innovationsmethoden und der Fokussierung auf den Nutzer. Er wurde von... mehr
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