(Senior) Credit Risk Manager (f/m/d)

woman in gray long sleeve shirt and black pants sitting on black chair

At Banxware we bring lending solutions for merchants and small businesses where they belong: fully digital and embedded in digital platforms. We ensure small businesses can thrive in a digital world. Digital payments and platform economies are combined with access to banking and lending partners. Our white-label software solution is an end-to-end application that covers the whole lending lifecycle. 

We are looking for a passionate and experienced Credit Risk Manager (f/m/d) to join our team.

Tasks

  • Closely working together with the Chief Risk Officer, you will set-up, shape and further develop the credit risk management function at Banxware. 
  • You will develop and implement risk assessment and KYC checks for our innovative B2B lending products In Germany. 
  • Together with our product and tech colleagues you will conceptualize the further development of our risk management, selecting new data providers and driving the development of new algorithms. 
  • For our lending partners you will be a trusted sparring partner, discussing the portfolio performance and driving joint initiatives. 
  • You will optimize the credit approval process and subsequent processes like dunning, workout and collection. 

Requirements

  • You are passionate about risk management and want to build the future of B2B lending.
  • You have a minimum of three years of experience in the (credit) risk management/underwriting sector. 
  • You have an university degree, ideally with a focus on economics, business administration, mathematics or a comparable qualification. 
  • You are ready to build bridges between „old“ and „new“ and feel at home in both banking and fintech, compliance and tech, rule-engines and machine-learning. 
  • You are characterized by a result-oriented and structured way of working, with a high degree of self-organization and focus for details. 
  • You are a team-player and love working with your colleagues in a collaborative and fast-paced environment. 
  • You take an open-minded approach to new ideas. 
  • You are fluent in English and German. 
  • Experience in data analytics is a plus. 

Benefits

  • Our team stands out: here, you will get to work with a team of seasoned industry experts with a rich network.
  • By joining us as an early employee, you have unrivalled autonomy and ownership of risk management at Banxware. 
  • The tools you need to do your job: your choice of laptop, operating system, productivity software and desk set-up. 
  • An attractive base salary. 
  • We are big fans of diversity. At Banxware, everyone is accepted, included and celebrated, irrespective of their sexual orientation, culture, gender, religion, physical ability or the absence of any of these. 
  • We encourage the Women in Tech community actively to apply: our Co-Founder Miriam is the role model in this respect. 
  • This position is a full-time role in Berlin, working closely with our founding team.
  • We are a remote-friendly organization, so if you prefer working a few days from home, that’s fine too! 

Autor

  • Maik Klotz ist Berater, Sprecher und Autor zu den Themen Banking, Payment, Digital Identity, E-Commerce und Retail mit starkem Fokus auf „mobile“. Seit vielen Jahren berät Maik Unternehmen zu kundenzentrierten Innovationsmethoden und der Fokussierung auf den Nutzer. Er wurde von der Süddeutschen Zeitung in der Serie „Impulsgeber“ der Branche portraitiert und moderiert und spricht auf vielen Branchen-Events. Maik ist Imker.Maik ist Co-Founder von Payment & Banking und ist im Team mitverantwortlich für Marketing, Strategie und Events, insbesondere der Transactions.io

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