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  • Wind of change? Is the turnaround for fintechs imminent?

    Wind of change? Is the turnaround for fintechs imminent?

    The world-famous song “Wind of Change” by the band Scorpions intoned the end of the Cold War in 1990 and gave us all the feeling of a “turn for the better” with our Russian neighbors. Since February 24, we have been abruptly taught otherwise, and since April 27, we have known officially through our Chancellor…

  • The current account from Klarna – competition in the banking market?

    The current account from Klarna – competition in the banking market?

    The current account from Klarna wants to take on established banks. A first test and conclusion.

  • What’s up, BBVA?

    What’s up, BBVA?

    Holvi founder buys back his own FinTech One of the founders is buying back Finnish business banking fintech Holvi, which reportedly has 90,000 customers in this country, from major Spanish bank BBVA. That’s according to an email customers received last week. Literally, it states:“We have exciting news about our company that we’d like to share…

  • Clubhouse: What the hype means for the industry

    Clubhouse: What the hype means for the industry

    Anyone who hasn’t gotten a Clubhouse invite in the last few days is either not socially relevant or doesn’t have an iPhone. At worst, both. No other social network has generated such hype in recent years. To make a long story short: Clubhouse is the hot shit. Invites to Clubhouse are sold on eBay for…

  • Is the ECB becoming a “green angel” ?

    Is the ECB becoming a “green angel” ?

    Currently, the central bank is doing its best to counteract the economic consequences of the Corona crisis. But is this perhaps only the prelude to a much greater effort that still lies ahead of us all globally? Climate change is threatening our planet and the effects are already visible: no one will be spared from…

  • GAFAT – Why are we ignoring Telegram?

    GAFAT – Why are we ignoring Telegram?

    Just a few years ago, Telegram was considered a harmless messenger in Germany. Many used the app as an alternative to WhatsApp. Especially the high anonymity and data security convinced many users. Internationally, the app even had the reputation of a protest app. Via Telegram, opposition members in countries with authoritarian regimes organized themselves worldwide;…

  • Samsung Pay with backdoor: a storm in a teacup

    Samsung Pay with backdoor: a storm in a teacup

    Although mobile payment in Germany, not least because of the covid 19 pandemicSince the Internet has picked up speed and every consumer can now pay with their smartphone, the obligatory scandal should not be missing, if it were one.These days, negative reports are piling up around Korean tech company Samsung’s relatively new payment method “Samsung…

  • Amazon Pay – what’s next?

    Amazon Pay – what’s next?

    Within the Amazon ecosystem, payment is somehow largely resolved and very smoothly integrated. No matter if web, app, mobile or on TV. Nevertheless, in the last few days, the Barclaycard cooperation and a “buy now pay later solution” have created a News before the upcoming Christmas business.In this context, the question arises for us, what…

  • Data breakdown at Scalable Capital: A storm in a teacup?

    Data breakdown at Scalable Capital: A storm in a teacup?

    News that no one wants to hear – investors don’t, founders don’t, and managers don’t. Last Monday it was announced that the digital asset manager scalable capital has come to a data leak. Founder Erik Podzuweit went on the offensive and informed that around 20,000 customers were affected by the leak. A fifth of the…

  • N26, Bunq & Co – the feature phones in banking

    N26, Bunq & Co – the feature phones in banking

    Some of you may still remember the year 2007, the year in which the earth stood still for a short time and the first real smartphone was presented: the Apple iPhone. Almost exactly 13 years ago, the iPhone marked the end of the so-called feature phones and with it the end of the successful mobile…

  • And now Bank – The rearguard to the bank

    And now Bank – The rearguard to the bank

    On our own behalf: In recent months it has become clear that some of our Payment & Banking members are moving to Deutsche Bank in their main job. As a result, the protagonists are writing individual statements. After the vanguard Andre and Rafael yesterday now the rearguard today Jochen Siegert “Of all people, the bank…