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  • “Numbers, please!” – Why cashless payment is finally conquering the German gastronomy industry

    “Numbers, please!” – Why cashless payment is finally conquering the German gastronomy industry

    The Germans love their cash. Particularly in the catering trade, we continue to hold on stubbornly to notes and coins. As a company whose products are dedicated to cashless and contactless payment in the gastronomy sector, you are faced with a challenge. But even in one of the last German cash bastions, digitalisation is increasingly…

  • Blockchain is Laying the Ground for the Future Banking Services like Lending and Yield

    Blockchain is Laying the Ground for the Future Banking Services like Lending and Yield

    A guest article by Jonathan Knoll Was Bill Gates right when he said the world needs banking, but not banks? Maybe. Maybe not. Until Blockchain technologies fulfill the promise of being where 100’s of millions or even billions of people place their trust in all manner of financial transactions, banks still have an opportunity to…

  • Digitisation: Core banking systems play a crucial role

    Digitisation: Core banking systems play a crucial role

    At best, German banks are in the midfield when it comes to digitization. They underestimate the disruptive power of digital technologies and overestimate their own knowledge advantage over the new players on the market. The core banking system (CBS) as the decisive strategic adjustment screw rarely receives the necessary attention. The greatest danger for banks…

  • SRC – the last rescue of Masterpass and Visa Checkout?

    SRC – the last rescue of Masterpass and Visa Checkout?

    Standardization of card payments A new initiative of the Schemes is approaching us – so far in Europe still “unnoticed” in the USA but already coming. It is a last rebellion of the Schemes to “bite down” at the customer and to save their separate initiatives Masterpass and Visa Checkout (Ex V.Me) on the one…

  • End of the growth? The development of the European Fintech ecosystem

    End of the growth? The development of the European Fintech ecosystem

    A Guest article from Author: Tuomas Toivonen – Co-Founder Holvi Technology in the area of financial services has been part of the industry for decades and is for example present in the form of ATMs or giro cards. Nevertheless, it is only in recent years that Fintech´s concept has developed into a permanent fixture in…

  • Launch event of Apple Pay in Germany

    Launch event of Apple Pay in Germany

    Apple Pay is finally here; apparently very satisfied first banking partners; Apple expands NFC ecosystem; first promising customer reactions So now it´s time. Six iPhone generations (6, 6s, SE, 7, 8, X-series) were introduced in the meantime, until it came to the announced Apple Pay Launch in Germany. Germany comes into game very late: 26…

  • Where else is this going? – New numbers from PayPal

    Where else is this going? – New numbers from PayPal

    Did the results really surprise us? Or isn´t it actually just „business as usual “– everyone expects it.New big reports are a negative report. PayPal goes its way unobtrusively but constantly.The quarterly comparison of the 3rd quarte in 2017:13% more turnover ($3.68 billion915% more profit ($436 million)37% more payment volume ($134 billion) – other sources…

  • Parking and payment

    Parking and payment

    Will parking now become smart? When people deal with the organized standstill of passenger cars, it sounds terribly boring at first, but what all actually is linked to parking and how these people and companies play a decisive role in shaping our future, because they enjoy parking and thus also do something for our environment…

  • The cryptocurrency market: A status Quo

    The cryptocurrency market: A status Quo

    Enormous growth of cryptocurrency market till today A market analysis by Philipp Petzka, CEO, Mintfort The market and usage of cryptocurrencies has gone through a rapid growth since the official release of the bitcoin whitepaper by Satoshi Nakamoto in 2009. To illustrate the exponential growth rates , some graphs are shown below: The number of…