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The Future of Banking
The journey from unbundling to rebundling and back has been a formidable one. Emerging technologies and the pace of innovation are driving changes throughout the banking industry at an unprecedented…
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Of ducks, cryptocurrencies and the future of e-money
What makes a number money? Meanwhile, more than 2,500 crypto currencies are listed on various crypto exchanges. Basically, these tokens are not actually currencies, and most of the time, they…
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Micro-Mobility
On the revolution of the urban mobility industry Introduction The world population is growing steadily and around 60% of all people are going to live in urban areas by 2030.…
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Apple Card – The facts
When Apple presented on March 25th 2019 its own Mastercard, Apple Card in cooperation with issuer Goldman Sachs, one or the other bank board member might have held his breath…
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Silicon Valley is dead – or is it just sleeping?
The land of unlimited possibilities and there is also the Mecca – the West Coast – Silicon Valley. If the world could, may, must expect anything from anywhere – it…
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Security Token Offerings (STOs)
The next “hot shit“ in the Fintech sky and why it is not worth for everyone After the Inicial Coin Offering (short: ICO) now comes the Security Token Offering (short:…
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“Crypto currencies have come to stay”
Interview with Oliver Flaskämper, founder of bitcoin.de Hand on your heart: How many sleepless nights have you had during recent months? I didn´t find the last few months so disturbing.…
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Contextual Banking in the digital age
Better processing of financial requests through artificial intelligence Sponsored Content The term of Contextual banking? The goal of contextual banking is to adapt the financing offer better to the requirements.…
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Digital payment in Asia – The key to customers in Germany as well?
A guest article by Ralf Wischmann (STARCON CO. LTD) Slowly but steadily, it is picking up speed, the trend towards cashless payments in Germany. A year ago, a rather wait-and-see…
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Europe’s industrial policy disaster
The merger of Siemens and Alstom, banned by the European Commission, has led to discussions about a European industrial policy in recent weeks. The German Minister of Economics, Altmaier, and…
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The forgotten customer groups
There have been plenty of innovations in payment and banking in recent years. However, the FinTechs and also the innovations of the old-established ones concentrated on a few target groups…
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Predictive Banking – An as yet unknown technology on the way to Trend 2019?
Banking with a view into the glass ball – wouldn’t it be nice to be able to plan your banking transactions months in advance and, with the right steps, know…
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Bitcoin isn’t money. But with Lightning this could change soon.
Blockchains have a basic problem: They don’t scale well. Even ten years after its launch, the Bitcoin Blockchain still cannot process more than three to seven transactions per second. A…