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# FinTech Podcast #051 – yomo
- URL: https://paymentandbanking.com/fintech-podcast-051-yomo/
- Published: 2016-05-12T20:05:25.000Z
- Updated: 2016-08-02T16:01:35.000Z
- Description: Heute eine Folge gemeinsam mit Maik Klotz aus dem FinTech Ratpack über das kürzlich von der SZ herausgefundene neue Sparkassen-Projekt yomo
- Author: André M. Bajorat
- Tags: Banking, Podcast, Fintech

Ein Paar Berichte dazu: <https://paymentandbanking.com//www.it-finanzmagazin.de/yomo-acht-sparkassen-finanz-informatik-rheinlandmobil-und-star-finanz-basteln-am-number26-killer-30583/>Kommentar in der SZ <https://paymentandbanking.com//www.sueddeutsche.de/wirtschaft/kommentar-der-letzte-macht-das-licht-aus-1.2976479> Maik dazu <https://paymentandbanking.com//mobilbranche.de/2016/05/yomo-sparkassen-projekt> T3n: <https://paymentandbanking.com//t3n.de/news/sparkasse-yomo-number26-smartphone-konto-702567/>

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## **News der Woche**

**Payment**Nochmals Payback Pay -> sehr begeisterter Kommentar von Jochen Fuchs von t3N -> geht in die Richtung des Ratpack-Artikels/kommentars <https://paymentandbanking.com//t3n.de/news/payback-pay-knackt-nuss-702122/>und Praxistest von Rudolf Linsenbarth <https://paymentandbanking.com//www.mobile-zeitgeist.com/?p=60462>Concardis übernimmt ICP <https://paymentandbanking.com//www.pressebox.de/pressemitteilung/concardis-gmbh/Concardis-baut-seine-Marktposition-mit-Akquisitionen-weiter-aus/boxid/794064>Langsam wird langweilig: Apple Pay in weiterem Land und mal wieder NICHT Dtl – Dieses Mal Kanada <https://paymentandbanking.com//www.macrumors.com/2016/05/10/canadas-big-five-banks-sign-up-to-apple-pay/> Zooz 24 Mio <https://paymentandbanking.com//bankinnovation.net/2016/05/zooz-will-use-its-24-million-for-global-push/> Boon von wirecard <https://paymentandbanking.com//www.stockhouse.com/news/press-releases/2016/05/03/boon-by-wirecard-the-first-fully-digitized-mobile-payment-solution-with-apple> Paydirekt mit neuer Agentur <https://paymentandbanking.com//www.horizont.net/agenturen/nachrichten/Online-Bezahldienste-Cheil-macht-wohl-das-Rennen-bei-Paydirekt-140243>Orderbird mit 20 Mio Finanzierungrunde – Metro/Digital+ Partners und Concardis <https://paymentandbanking.com//www.gruenderszene.de/allgemein/orderbird-metro-20-millionen-serie-c>**Banking** Hauk&Aufhäuser steigt ins Robo Advisory ein und übernimmt Easyfolio -> congrats ans Team <https://paymentandbanking.com//linkis.com/blog.easyfolio.de/j7L9B>DZ-Bank übernimmt 25% des jungen Hamburger FinTechs Trustbills <https://paymentandbanking.com//www.dasinvestment.com/berater/news/datum/2016/05/04/dz-bank-beteiligt-sich-an-hamburger-fintech/?utm%5Fsource=twitterfeed&utm%5Fmedium=twitter>Banken müssen aus Daten mehr machen [https://www.der-bank-blog.de/banken-muessen-mehr-aus-daten-machen/technologie/21533/](https://www.der-bank-blog.de/banken-muessen-mehr-aus-daten-machen/technologie/21533/?ref=paymentandbanking.com) APIs im Banking <https://paymentandbanking.com//bankstil.blogspot.de/2016/05/die-open-api-revolution-im-banking-3.html> Outbank – 10 Konten <https://paymentandbanking.com//stadt-bremerhaven.de/outbank-ab-sommer-kostenlos-fuer-alle-mit-weniger-als-10-bankzugaengen/> Abhängigkeit von Google: Google begrenzt Werbung für PayDay Loans (trifft Kreditech, oder?) <https://paymentandbanking.com//techcrunch.com/2016/05/11/google-to-restrict-ads-for-payday-loans/> O2 Banking <https://paymentandbanking.com//www.faz.net/aktuell/wirtschaft/unternehmen/vodafone-und-o2-expandieren-ins-finanzgeschaeft-14219059.html>**Bitcoin** ist er es? <https://paymentandbanking.com//t3n.de/news/identitaet-bitcoin-erfinder-702420/>**Generell FinTech** scalable 7 mio <https://paymentandbanking.com//www.finsmes.com/2016/05/scalable-capital-raises-e7m-in-funding.html> Aktionärsbank verkauft <https://paymentandbanking.com//www.finanznachrichten.de/nachrichten-2016-04/37222386-dgap-news-fintech-group-ag-verkauft-aktionaersbank-an-obotritia-capital-deutsch-016.htm>Gründerszene Kommentar zu Yomo, Deutsche Bank und Fintechs – jeder bekommt so sein Fett ab :) <https://paymentandbanking.com//www.gruenderszene.de/allgemein/yomo-deutsche-bank-number26?utm%5Fcontent=bufferd61cd&utm%5Fmedium=social&utm%5Fsource=linkedin.com&utm%5Fcampaign=buffer> Azimo <https://paymentandbanking.com//www.gruenderszene.de/allgemein/rakuten-azimo-fintech> Gefallen FinTech Stars <https://paymentandbanking.com//www.manager-magazin.de/unternehmen/artikel/lending-club-chef-tritt-ab-die-gefallenen-fintech-stars-a-1091652.html><https://paymentandbanking.com//www.blicklog.com/2016/05/10/square-und-lending-club-2-vorzeige-fintechs-eingeholt-von-der-realitt/>

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**Hier noch einmal alle Podcasts bisher in der [Übersicht.](https://paymentandbanking.com//paymentandbanking.com/category/podcast/)**

- [FinTech Podcast #001 – Der PayPal Klon der deutschen Banken](https://paymentandbanking.com//paymentandbanking.com/2015/01/23/neu-fintech-podcast-001-der-paypal-klon-der-deutschen-banken/)
- [FinTech Podcast #002 – Corporate VCs und Inkubatoren im FinTech Space](https://paymentandbanking.com//paymentandbanking.com/2015/01/29/fintech-podcast-002-corporate-vcs-und-inkubatoren-im-fintech-space/)
- [FinTech Podcast #003 – Die Zukunft von PayPal – Analysen und Prognosen](https://paymentandbanking.com//paymentandbanking.com/2015/02/06/fintech-podcast-003-die-zukunft-von-paypal-analysen-und-prognosen/)
- [FinTech Podcast #004 – Was ist eine White-Label Bank? Anbieter – Nutzer](https://paymentandbanking.com//paymentandbanking.com/2015/02/14/fintech-podcast-004-was-ist-eine-white-label-bank-anbieter-nutzer/)
- [FinTech Podcast #005 – Algo-Banking ](https://paymentandbanking.com//paymentandbanking.com/2015/02/20/fintech-podcast-005-algo-banking-%e2%80%a8/)
- [FinTech Podcast #006 – API-Banking ](https://paymentandbanking.com//paymentandbanking.com/2015/02/27/fintech-podcast-006-api-banking-%e2%80%a8/)
- [FinTech Podcast #007 – mPOS Payment ](https://paymentandbanking.com//paymentandbanking.com/2015/03/05/fintech-podcast-007-mpos-payment-%E2%80%A8/)
- [FinTech Podcast #008 – mPayment Silos](https://paymentandbanking.com//paymentandbanking.com/2015/03/11/fintech-podcast-008-mpayment-silos/)
- [FinTech Podcast #009 – PayPal Klon der deutschen Banken: GIMB / directpay](https://paymentandbanking.com//paymentandbanking.com/2015/03/20/fintech-podcast-009-paypal-klon-der-deutschen-banken-gimb-direcpay/)
- [FinTech Podcast #010 – Sparkassen im Spannungsfeld von FinTechs, PayPal und Co](https://paymentandbanking.com//paymentandbanking.com/2015/03/27/fintech-podcast-010-sparkassen-im-spannungsfeld-von-fintechs-paypal-und-co/)
- [FinTech Podcast #011 – Status FinTech und ist es eher „Breaking Banks oder ein Unbundling Banks“](https://paymentandbanking.com//paymentandbanking.com/2015/04/02/fintech-podcast-011-status-fintech-und-ist-es-eher-breaking-banks-oder-ein-unbundling-banks/)
- [FinTech Podcast #012 – P2P Payments – Status – Player – Zukunft](https://paymentandbanking.com//paymentandbanking.com/2015/04/16/fintech-podcast-012-p2p-payments-status-player-zukunft/)
- [FinTech Podcast #013 – Investment & Saving FinTechs](https://paymentandbanking.com//paymentandbanking.com/2015/04/23/fintech-podcast-013-investment-saving-fintechs/)
- [FinTech Podcast #014 – Rückblick Bankathon und Exec I/O FinTech](https://paymentandbanking.com//paymentandbanking.com/2015/04/30/fintech-podcast-014-rueckblick-bankathon-und-exec-io-fintech/)
- [FinTech Podcast #015 – mPOS – Status, Ausblick und Vision](https://paymentandbanking.com//paymentandbanking.com/2015/05/08/fintech-podcast-015-mpos-status-ausblick-und-vision/)
- [FinTech Podcast #016 – Apple Pay Einschätzung / Status / Internationalisierung / Ausblick / Wettbewerb / Fazit](https://paymentandbanking.com//paymentandbanking.com/2015/05/15/fintech-podcast-016-apple-pay-einschaetzung-status-internationalisierung-ausblick-wettbewerb-fazit/)
- [FinTech Podcast #017 – Wie verändert Mobile den eCommerce](https://paymentandbanking.com//paymentandbanking.com/2015/05/22/fintech-podcast-017-wie-veraendert-mobile-den-ecommerce/)
- [FinTech Podcast #018 – Versicherungs FinTechs](https://paymentandbanking.com//paymentandbanking.com/2015/05/29/fintech-podcast-018-versicherungs-fintechs/)
- [FinTech Podcast #019 – Das 5 Thesen Interview](https://paymentandbanking.com//paymentandbanking.com/2015/06/19/fintech-podcast-019-das-5-thesen-interview/)
- [FinTech Podcast #020 – Das “Mehr” im Payment](https://paymentandbanking.com//paymentandbanking.com/2015/06/25/fintech-podcast-020-das-mehr-im-payment/)
- [FinTech Podcast #021 – Rebundle the Unbundled](https://paymentandbanking.com//paymentandbanking.com/2015/07/02/fintech-podcast-021-rebundle-the-unbundled/)
- [FinTech Podcast #022 – Apple Pay Start in Europa](https://paymentandbanking.com//paymentandbanking.com/2015/07/15/fintech-podcast-022-apple-pay-start-in-europa/)
- [FinTech Podcast #023 – Immobilien-Crowdfinanzierung](https://paymentandbanking.com//paymentandbanking.com/2015/07/26/fintech-podcast-023-immobilien-crowdfinanzierung/)
- [FinTech Podcast #024 – SEPA Instant Payments](https://paymentandbanking.com//paymentandbanking.com/2015/07/30/fintech-podcast-024-sepa-instant-payments/)
- [FinTech Podcast #025 – PSD 2 / XS2A](https://paymentandbanking.com//paymentandbanking.com/2015/08/07/fintech-podcast-025-psd-2-xs2a/)
- [FinTech Podcast #026 – FinTech in the Summer](https://paymentandbanking.com//paymentandbanking.com/2015/09/03/fintech-podcast-026-fintech-in-the-summer/)
- [FinTech Podcast #027 – Das große FinTech Sterben](https://paymentandbanking.com//paymentandbanking.com/2015/09/10/fintech-podcast-027-das-grosse-fintech-sterben/)
- [FinTech Podcast #028a – News](https://paymentandbanking.com//paymentandbanking.com/2015/09/25/fintech-podcast-028a-news/)
- [FinTech Podcast #028b – Compliance & MASin](https://paymentandbanking.com//paymentandbanking.com/2015/10/02/fintech-podcast-028b-compliance-masin/)
- [FinTech Podcast #029 – Kontowechselservices](https://paymentandbanking.com//paymentandbanking.com/2015/10/08/fintech-podcast-029-kontowechselservices/)
- [FinTech Podcast #030 – Bankathon 2.0](https://paymentandbanking.com//paymentandbanking.com/2015/10/14/fintech-podcast-030-bankathon-2-0/)
- [FinTech Podcast #031 – Bitcoin](https://paymentandbanking.com//paymentandbanking.com/2015/10/30/fintech-podcast-031-bitcoin/)
- [FinTech Podcast #032 – Mobile Banking Apps](https://paymentandbanking.com//paymentandbanking.com/2015/11/06/fintech-podcast-032-mobile-banking-apps/)
- [FinTech Podcast #033 – Revival der Banken](https://paymentandbanking.com//paymentandbanking.com/2015/11/12/fintech-podcast-033-revival-der-banken/)
- [FinTech Podcast #034 – Recap Bankathon 2](https://paymentandbanking.com//paymentandbanking.com/2015/11/25/fintech-podcast-034-recap-bankathon-2/)
- [FinTech Podcast #035 – FinTech PR](https://paymentandbanking.com//paymentandbanking.com/2015/12/05/fintech-podcast-035-fintech-pr/)
- [FinTech Podcast #036 – 10 Wünsche an Banken](https://paymentandbanking.com//paymentandbanking.com/2015/12/11/fintech-podcast-036-10-wuensche-an-banken/)
- [FinTech Podcast #037 – Rückblick 2015](https://paymentandbanking.com//paymentandbanking.com/2015/12/18/fintech-podcast-037-rueckblick-2015/)
- [FinTech Podcast #038 – Next Generation Payment Kongress Interview](https://paymentandbanking.com//paymentandbanking.com/2016/01/15/fintech-podcast-038-next-generation-payment-kongress-interview/)
- [FinTech Podcast #039 – Interview paydirekt](https://paymentandbanking.com//paymentandbanking.com/2016/01/22/fintech-podcast-039-interview-paydirekt/)
- FinTech Podcast #040 – [Video-Podcast des Ratpack im Rahmen der Payment Exchange](https://paymentandbanking.com//paymentandbanking.com/2016/02/03/video-podcast-des-ratpack-im-rahmen-der-payment-exchange/)
- [FinTech Podcast #041 – News der letzten Wochen](https://paymentandbanking.com//paymentandbanking.com/2016/02/05/fintech-podcast-041-news-der-letzten-wochen/)
- [FinTech Podcast #042 – Updates mPayments & Change im Banking](https://paymentandbanking.com//paymentandbanking.com/2016/02/22/fintech-podcast-042-updates-mpayments-change-im-banking/)
- [FinTech Podcast #043 – Fincamp – Staatssekretär Jens Spahn im Interview](https://paymentandbanking.com//paymentandbanking.com/2016/02/27/fintech-podcast-043-fincamp-staatssekretaer-jens-spahn-im-interview/)
- [FinTech Podcast #044 – Robo Advisors 2.0 mit Liqid und Scalable Capital](https://paymentandbanking.com//paymentandbanking.com/2016/03/04/fintech-podcast-044-robo-advisors-2-0-mit-liqid-und-scalable-capital/)
- [FinTech Podcast #045 – Pivot im StartUp Umfeld](https://paymentandbanking.com//paymentandbanking.com/2016/03/11/fintech-podcast-045-pivot-im-startup-umfeld/)
- [FinTech Podcast #046 – Lobbyarbeit im FinTech Umfeld](https://paymentandbanking.com//paymentandbanking.com/2016/03/18/fintech-podcast-046-lobbyarbeit-im-fintech-umfeld/)
- [FinTech Podcast #047 – Status paydirekt nach 150 Tagen](https://paymentandbanking.com//paymentandbanking.com/2016/03/24/fintech-podcast-047-status-paydirekt-nach-150-tagen/)
- [FinTech Podcast #048 – Rückblick Money2020 Europe](https://paymentandbanking.com//paymentandbanking.com/2016/04/10/fintech-podcast-048-rueckblick-money2020-europe/)
- [FinTech Podcast #049 – Neontrading und Deutsche Bank Outing](https://paymentandbanking.com//paymentandbanking.com/2016/04/22/fintech-podcast-049-neontrading-und-deutsche-bank-outing/)
- [FinTech Podcast #050 – Jubiläumsausgabe als FinTech RatPack](https://paymentandbanking.com//paymentandbanking.com/2016/04/30/fintech-podcast-050-jubilaeumsausgabe-als-fintech-ratpack/)