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# FinTech Podcast #045 – Pivot im StartUp Umfeld
- URL: https://paymentandbanking.com/fintech-podcast-045-pivot-im-startup-umfeld/
- Published: 2016-03-11T12:37:50.000Z
- Updated: 2017-08-26T14:16:14.000Z
- Description: Heute wollen wir uns dem Thema Pivot widmen – einem Fachbegriff bei StartUps sich neu zu erfinden. Wir haben dazu einen Gast: Jonas Piela von Avuba, der gerade seinen Relaunch für Avuba gemacht hat und somit seinen Pivot abgeschlossen hat.
- Author: André M. Bajorat
- Tags: Banking, Podcast, Fintech

**Heute wollen wir uns dem Thema Pivot widmen – einem Fachbegriff bei StartUps sich neu zu erfinden. Wir haben dazu einen Gast: Jonas Piela von Avuba, der gerade seinen Relaunch für Avuba gemacht hat und somit seinen Pivot abgeschlossen hat.**Was ist Pivoting? <https://paymentandbanking.com//www.inc.com/alan-spoon/what-pivot-really-means.html> “Pivoting” is a familiar word in the startup world. When your first business model isn’t working (and this happens more often than not), the CEO and team pivot to plan B. These are deep breath moments! **News der Woche:** **Payment**böser Blog-post zu Paydirekt: [https://tmblr.co/ZXGLVy234WrHO ](https://t.co/hhv1cWTOdU?ref=paymentandbanking.com) “keine Mobilen Lösungen bieten Mehwert” – wirklich? [https://paymentandbanking.com//buff.ly/1M5SPfu ](https://t.co/H0yMyerFQR?ref=paymentandbanking.com) Giropay! Leise und Heimlich eine Macht im eGovernment? [https://paymentandbanking.com//bit.ly/1LQHll8 ](https://t.co/9PJwNh4puF?ref=paymentandbanking.com) The broken World of Mobile Payment and how to fix it [https://paymentandbanking.com//buff.ly/1UM27Vc ](https://t.co/E0RgaVRtc4?ref=paymentandbanking.com) Square wächst: [https://www.google.com/url?rct=j&sa=t&url=https://www.pressetext.com/news/20160310030&ct=ga&cd=CAIyGmNmNzg4MmUxOTQyZDI0MGI6Y29tOmRlOlVT&usg=AFQjCNEMTE7cn5T570sY4bwejWIZwv10Jg](https://www.pressetext.com/news/20160310030?ref=paymentandbanking.com) Apple wird mehr und mehr Payment machen: <https://paymentandbanking.com//bankinnovation.net/2016/03/why-apple-will-take-over-payments-part-ii/> ExxonMobile macht Apple Pay: <https://paymentandbanking.com//www.nfcworld.com/2016/03/09/343136/exxonmobil-rolls-apple-pay-pump/>**Banking**Exec Fintech Konferenz – wir waren alle da – schöne Zusammenfassung [https://paymentandbanking.com//www.it-finanzmagazin.de/frankfurter-fintech-klassentreffen-mit-internationalem-flair-der-exec-io-nachfolger-execfintech-27877/ …](https://t.co/Lcz5A5Shc0?ref=paymentandbanking.com) Regulierung eine Raketenwissenschaft? [https://paymentandbanking.com//buff.ly/1M6hRLs ](https://t.co/mBhz7j7gDm?ref=paymentandbanking.com)Nächster Banker zum FinTech – Jörg Asmussen jetzt bei Funding Circle im AR [https://paymentandbanking.com//www.it-finanzmagazin.de/joerg-asmussen-ehem-ezb-wird-aufsichtsrat-beim-fintech-funding-circle-27852/ …](https://t.co/7VuBmShQBi?ref=paymentandbanking.com) PSD2 und Open API – UK ein Vorbild <https://paymentandbanking.com//bankstil.blogspot.de/2016/03/offene-banken-schnittstellen-vs-psd2.html> Future of Bank – Apple oder Uber: <https://paymentandbanking.com//thefinancialbrand.com/57603/banking-disruption-innovation-strategy/> Finreach und HVB: <https://paymentandbanking.com//www.cash-online.de/berater/2016/finreach-kooperiert-mit-hvb/309733> Holvi und BBVA: <https://paymentandbanking.com//www.it-finanzmagazin.de/bbva-kauft-finnische-online-banking-start-up-holvi-27700/> Cringle live mit Kontoverifikation: <https://paymentandbanking.com//blog.cringle.net/post/140847666564/news-mit-der-echtzeit-kontoverifizierung?utm%5Fcontent=buffer4bad1&utm%5Fmedium=social&utm%5Fsource=twitter.com&utm%5Fcampaign=buffer>**Insuretech**die heissesten 80: <https://paymentandbanking.com//letstalkpayments.com/80-hottest-insurancetech-companies-shaking-up-the-trillion-dollar-insurance-industry/>**Generell FinTech**Fintech gefährden FK-Geschäft der Banken [https://paymentandbanking.com//www.welt.de/print/welt\_kompakt/kultur/article153037924/Alternativen-aus-dem-Netz.html …](https://t.co/6XfH7l271m?ref=paymentandbanking.com)Präsident VÖB-Bankenverband: Fintechs zerlegen Gechäftsmodelle der Banken und bauen sie wieder zusammen unbundling und rebundling [https://paymentandbanking.com//m.manager-magazin.de/unternehmen/it/a-1081127.html …](https://t.co/b2k4TXjai0?ref=paymentandbanking.com) Was ist überhaupt “Fintech” – hatten wir letzte Woche schon anklingen lassen: Versuche eine Definition [https://paymentandbanking.com//buff.ly/1U1nIIu ](https://t.co/igWkBnDd8O?ref=paymentandbanking.com)Neue Übersicht Fintechs aktiv vs passiv – nach Cluster von Andre [https://paymentandbanking.com//paymentandbanking.com/2016/03/05/german-fintech-overview-aktiv-oder-nicht-mehr-05-03-2016/ …](https://t.co/HzbdjSpOFI?ref=paymentandbanking.com) Geno Hackaton: [https://paymentandbanking.com//plus.faz.net/evr-editions/2016-03-05/34592/215665.html …](https://t.co/BrWfXongj8?ref=paymentandbanking.com) Neues Mittelstands Kredit-Fintech: <https://paymentandbanking.com//www.gruenderszene.de/allgemein/sumup-ibondis-finanzierung?utm%5Fsource=rss&utm%5Fmedium=rss&utm%5Fcampaign=rss&utm%5Fsource=rss&utm%5Fmedium=rss&utm%5Fcampaign=sumup-ibondis-finanzierung> SZ Finanztag Rückblick <https://paymentandbanking.com//paymentandbanking.com/2016/03/03/der-sz-finanztag-ein-kleiner-rueckblick/>**Hier noch einmal alle Podcasts bisher in der [Übersicht.](https://paymentandbanking.com//paymentandbanking.com/category/podcast/)**

- [FinTech Podcast #001 – Der PayPal Klon der deutschen Banken](https://paymentandbanking.com//paymentandbanking.com/2015/01/23/neu-fintech-podcast-001-der-paypal-klon-der-deutschen-banken/)
- [FinTech Podcast #002 – Corporate VCs und Inkubatoren im FinTech Space](https://paymentandbanking.com//paymentandbanking.com/2015/01/29/fintech-podcast-002-corporate-vcs-und-inkubatoren-im-fintech-space/)
- [FinTech Podcast #003 – Die Zukunft von PayPal – Analysen und Prognosen](https://paymentandbanking.com//paymentandbanking.com/2015/02/06/fintech-podcast-003-die-zukunft-von-paypal-analysen-und-prognosen/)
- [FinTech Podcast #004 – Was ist eine White-Label Bank? Anbieter – Nutzer](https://paymentandbanking.com//paymentandbanking.com/2015/02/14/fintech-podcast-004-was-ist-eine-white-label-bank-anbieter-nutzer/)
- [FinTech Podcast #005 – Algo-Banking ](https://paymentandbanking.com//paymentandbanking.com/2015/02/20/fintech-podcast-005-algo-banking-%e2%80%a8/)
- [FinTech Podcast #006 – API-Banking ](https://paymentandbanking.com//paymentandbanking.com/2015/02/27/fintech-podcast-006-api-banking-%e2%80%a8/)
- [FinTech Podcast #007 – mPOS Payment ](https://paymentandbanking.com//paymentandbanking.com/2015/03/05/fintech-podcast-007-mpos-payment-%E2%80%A8/)
- [FinTech Podcast #008 – mPayment Silos](https://paymentandbanking.com//paymentandbanking.com/2015/03/11/fintech-podcast-008-mpayment-silos/)
- [FinTech Podcast #009 – PayPal Klon der deutschen Banken: GIMB / directpay](https://paymentandbanking.com//paymentandbanking.com/2015/03/20/fintech-podcast-009-paypal-klon-der-deutschen-banken-gimb-direcpay/)
- [FinTech Podcast #010 – Sparkassen im Spannungsfeld von FinTechs, PayPal und Co](https://paymentandbanking.com//paymentandbanking.com/2015/03/27/fintech-podcast-010-sparkassen-im-spannungsfeld-von-fintechs-paypal-und-co/)
- [FinTech Podcast #011 – Status FinTech und ist es eher „Breaking Banks oder ein Unbundling Banks“](https://paymentandbanking.com//paymentandbanking.com/2015/04/02/fintech-podcast-011-status-fintech-und-ist-es-eher-breaking-banks-oder-ein-unbundling-banks/)
- [FinTech Podcast #012 – P2P Payments – Status – Player – Zukunft](https://paymentandbanking.com//paymentandbanking.com/2015/04/16/fintech-podcast-012-p2p-payments-status-player-zukunft/)
- [FinTech Podcast #013 – Investment & Saving FinTechs](https://paymentandbanking.com//paymentandbanking.com/2015/04/23/fintech-podcast-013-investment-saving-fintechs/)
- [FinTech Podcast #014 – Rückblick Bankathon und Exec I/O FinTech](https://paymentandbanking.com//paymentandbanking.com/2015/04/30/fintech-podcast-014-rueckblick-bankathon-und-exec-io-fintech/)
- [FinTech Podcast #015 – mPOS – Status, Ausblick und Vision](https://paymentandbanking.com//paymentandbanking.com/2015/05/08/fintech-podcast-015-mpos-status-ausblick-und-vision/)
- [FinTech Podcast #016 – Apple Pay Einschätzung / Status / Internationalisierung / Ausblick / Wettbewerb / Fazit](https://paymentandbanking.com//paymentandbanking.com/2015/05/15/fintech-podcast-016-apple-pay-einschaetzung-status-internationalisierung-ausblick-wettbewerb-fazit/)
- [FinTech Podcast #017 – Wie verändert Mobile den eCommerce](https://paymentandbanking.com//paymentandbanking.com/2015/05/22/fintech-podcast-017-wie-veraendert-mobile-den-ecommerce/)
- [FinTech Podcast #018 – Versicherungs FinTechs](https://paymentandbanking.com//paymentandbanking.com/2015/05/29/fintech-podcast-018-versicherungs-fintechs/)
- [FinTech Podcast #019 – Das 5 Thesen Interview](https://paymentandbanking.com//paymentandbanking.com/2015/06/19/fintech-podcast-019-das-5-thesen-interview/)
- [FinTech Podcast #020 – Das “Mehr” im Payment](https://paymentandbanking.com//paymentandbanking.com/2015/06/25/fintech-podcast-020-das-mehr-im-payment/)
- [FinTech Podcast #021 – Rebundle the Unbundled](https://paymentandbanking.com//paymentandbanking.com/2015/07/02/fintech-podcast-021-rebundle-the-unbundled/)
- [FinTech Podcast #022 – Apple Pay Start in Europa](https://paymentandbanking.com//paymentandbanking.com/2015/07/15/fintech-podcast-022-apple-pay-start-in-europa/)
- [FinTech Podcast #023 – Immobilien-Crowdfinanzierung](https://paymentandbanking.com//paymentandbanking.com/2015/07/26/fintech-podcast-023-immobilien-crowdfinanzierung/)
- [FinTech Podcast #024 – SEPA Instant Payments](https://paymentandbanking.com//paymentandbanking.com/2015/07/30/fintech-podcast-024-sepa-instant-payments/)
- [FinTech Podcast #025 – PSD 2 / XS2A](https://paymentandbanking.com//paymentandbanking.com/2015/08/07/fintech-podcast-025-psd-2-xs2a/)
- [FinTech Podcast #026 – FinTech in the Summer](https://paymentandbanking.com//paymentandbanking.com/2015/09/03/fintech-podcast-026-fintech-in-the-summer/)
- [FinTech Podcast #027 – Das große FinTech Sterben](https://paymentandbanking.com//paymentandbanking.com/2015/09/10/fintech-podcast-027-das-grosse-fintech-sterben/)
- [FinTech Podcast #028a – News](https://paymentandbanking.com//paymentandbanking.com/2015/09/25/fintech-podcast-028a-news/)
- [FinTech Podcast #028b – Compliance & MASin](https://paymentandbanking.com//paymentandbanking.com/2015/10/02/fintech-podcast-028b-compliance-masin/)
- [FinTech Podcast #029 – Kontowechselservices](https://paymentandbanking.com//paymentandbanking.com/2015/10/08/fintech-podcast-029-kontowechselservices/)
- [FinTech Podcast #030 – Bankathon 2.0](https://paymentandbanking.com//paymentandbanking.com/2015/10/14/fintech-podcast-030-bankathon-2-0/)
- [FinTech Podcast #031 – Bitcoin](https://paymentandbanking.com//paymentandbanking.com/2015/10/30/fintech-podcast-031-bitcoin/)
- [FinTech Podcast #032 – Mobile Banking Apps](https://paymentandbanking.com//paymentandbanking.com/2015/11/06/fintech-podcast-032-mobile-banking-apps/)
- [FinTech Podcast #033 – Revival der Banken](https://paymentandbanking.com//paymentandbanking.com/2015/11/12/fintech-podcast-033-revival-der-banken/)
- [FinTech Podcast #034 – Recap Bankathon 2](https://paymentandbanking.com//paymentandbanking.com/2015/11/25/fintech-podcast-034-recap-bankathon-2/)
- [FinTech Podcast #035 – FinTech PR](https://paymentandbanking.com//paymentandbanking.com/2015/12/05/fintech-podcast-035-fintech-pr/)
- [FinTech Podcast #036 – 10 Wünsche an Banken](https://paymentandbanking.com//paymentandbanking.com/2015/12/11/fintech-podcast-036-10-wuensche-an-banken/)
- [FinTech Podcast #037 – Rückblick 2015](https://paymentandbanking.com//paymentandbanking.com/2015/12/18/fintech-podcast-037-rueckblick-2015/)
- [FinTech Podcast #038 – Next Generation Payment Kongress Interview](https://paymentandbanking.com//paymentandbanking.com/2016/01/15/fintech-podcast-038-next-generation-payment-kongress-interview/)
- [FinTech Podcast #039 – Interview paydirekt](https://paymentandbanking.com//paymentandbanking.com/2016/01/22/fintech-podcast-039-interview-paydirekt/)
- FinTech Podcast #040 – [Video-Podcast des Ratpack im Rahmen der Payment Exchange](https://paymentandbanking.com//paymentandbanking.com/2016/02/03/video-podcast-des-ratpack-im-rahmen-der-payment-exchange/)
- [FinTech Podcast #041 – News der letzten Wochen](https://paymentandbanking.com//paymentandbanking.com/2016/02/05/fintech-podcast-041-news-der-letzten-wochen/)
- [FinTech Podcast #042 – Updates mPayments & Change im Banking](https://paymentandbanking.com//paymentandbanking.com/2016/02/22/fintech-podcast-042-updates-mpayments-change-im-banking/)
- [FinTech Podcast #043 – Fincamp – Staatssekretär Jens Spahn im Interview](https://paymentandbanking.com//paymentandbanking.com/2016/02/27/fintech-podcast-043-fincamp-staatssekretaer-jens-spahn-im-interview/)
- [FinTech Podcast #044 – Robo Advisors 2.0 mit Liqid und Scalable Capital](https://paymentandbanking.com//paymentandbanking.com/2016/03/04/fintech-podcast-044-robo-advisors-2-0-mit-liqid-und-scalable-capital/)