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# FinTech des Jahres: Wer fehlt euch noch?
- URL: https://paymentandbanking.com/fintech-des-jahres-wer-fehlt-euch-noch/
- Published: 2015-12-14T08:25:28.000Z
- Updated: 2021-06-09T08:42:38.000Z
- Author: André M. Bajorat
- Tags: Fintech

Hier der [Fragebogen](https://paymentandbanking.com//paymentandbanking.com/2014/01/18/erganzung-zur-fintech-startup-vorstellung/) für andere Interessierte.

- **Payment**  
  - [Payleven](https://paymentandbanking.com//www.payleven.de/)
  - [Sumup](https://paymentandbanking.com//www.payleven.de/)
  - [izettle](https://paymentandbanking.com//www.izettle.de/)
  - [go4q](https://paymentandbanking.com//www.go4q.mobi/)
  - [iPayst](https://paymentandbanking.com//www.ipayst.com/de/)
  - [Kesh](https://paymentandbanking.com//www.kesh.de/)
  - [paycash](https://paymentandbanking.com//www.paycash.eu/)
  - [paij](https://paymentandbanking.com//www.paij.com/)
  - [qooqo](https://paymentandbanking.com//www.qooqo.com/)
  - ~~[sqwallet](https://paymentandbanking.com//www.sqwallet.de/)~~
  - [payworks](https://paymentandbanking.com//www.payworksmobile.com/)
  - [Billpay](https://www.billpay.de/?ref=paymentandbanking.com)
  - ~~zahlz~~
  - [Laterpay](https://laterpay.net/?ref=paymentandbanking.com)
  - [paywithatweet](https://paymentandbanking.com//www.paywithatweet.com/)
  - [payorshare](https://www.payorshare.de/?ref=paymentandbanking.com)
  - [sweep](https://paymentandbanking.com//sweep.at/) (AT)
  - ~~paylax~~
  - [optiopay](https://paymentandbanking.com//www.optiopay.de/)
  - [Spendit](https://www.spendit.de/?ref=paymentandbanking.com)  

**Bitcoins**
  - [Bitbond](https://www.bitbond.net/?ref=paymentandbanking.com)
  - [bitcoin.de](https://paymentandbanking.com//www.bitcoin.de/)
  - ~~bitbomb~~
  - [SatoshiPay](https://paymentandbanking.com//satoshipay.net/)
  - ~~[yacuna](https://yacuna.com/?ref=paymentandbanking.com)~~
  - [draglet](https://www.draglet.com/en?ref=paymentandbanking.com)
  - [coinzone](https://paymentandbanking.com//coinzone.com/de/)
  - [dogecoin](https://paymentandbanking.com//dogecoin.com/)
  - ~~[coyno](https://coyno.com/?ref=paymentandbanking.com)~~
  - [pey](https://paymentandbanking.com//pey.de/)
  - [coinsnap](https://paymentandbanking.com//www.coinsnap.eu/de/public/)
  - [btc](https://paymentandbanking.com//btcexpress.net/DE)  

**(e) Commerce**
  - [fastbill automatic](https://paymentandbanking.com//www.fastbill.com/automatic/)
  - [paymill](https://www.paymill.com/de-de/?ref=paymentandbanking.com)
  - [Barzahlen](https://www.barzahlen.de/?ref=paymentandbanking.com)
  - ~~[barpay](https://paymentandbanking.com//www.barpay.de/)~~
  - ~~[sponsorpay](https://paymentandbanking.com//sponsorpay.com/)~~
  - ~~[yapital](https://paymentandbanking.com//www.yapital.de/)~~
  - [ratepay](https://paymentandbanking.com//www.ratepay.de/)
  - [Billpay](https://www.billpay.de/?ref=paymentandbanking.com)
  - [Liquid Payment](https://paymentandbanking.com//www.liquid-payment.com/) \-> [Isaac10](https://paymentandbanking.com//www.isaac10.com/)
  - [Payever](https://paymentandbanking.com//www.payever.de/)
  - [better payment](https://paymentandbanking.com//betterpayment.de/)
  - [allpago](https://paymentandbanking.com//www.allpago.com/)
  - [sepaone](https://www.sepaone.com/?ref=paymentandbanking.com)
  - Vaulted
  - [holvi](https://about.holvi.com/de/?ref=paymentandbanking.com)
  - [fashionchecque](https://paymentandbanking.com//www.fashioncheque.de/)  

**ERP**
  - [smoice](https://paymentandbanking.com//www.smoice.com/)
  - [billomat](https://paymentandbanking.com//www.billomat.com/de/)
  - [weclapp](https://www.weclapp.com/de/?ref=paymentandbanking.com)
  - [debitoor](https://debitoor.de/?ref=paymentandbanking.com)
  - [pactas](https://debitoor.de/?ref=paymentandbanking.com)
  - [fastbill](https://www.fastbill.com/?utm%5Fexpid=17631634-17.PnEejVyFQ42-MNkAg-cQgQ.0&ref=paymentandbanking.com)
  - [holvi](https://about.holvi.com/de/?ref=paymentandbanking.com)  

**Factoring**
  - [billfront](https://www.billfront.com/?ref=paymentandbanking.com)
  - [Rechnung 48](https://paymentandbanking.com//www.rechnung48.de/)
  - [Pagido](https://paymentandbanking.com//pagido.de/pagido/main.jsp)
  - [compeon](https://www.compeon.de/?ref=paymentandbanking.com)
  - [decimo](https://paymentandbanking.com//decimo.de/)
  - [limando](https://paymentandbanking.com//limando-factoring.de/)
  - [ecollect](https://ecollect.de/?ref=paymentandbanking.com)
  - [flexpament](https://www.flexpayment.de/?ref=paymentandbanking.com)  

**Spenden**
  - [elefunds](https://elefunds.de/?ref=paymentandbanking.com)
  - [twingle](https://paymentandbanking.com//www.twingle.de/)
  - ~~[fraisr](https://www.fraisr.com/de?ref=paymentandbanking.com)~~
  - [helping cents](https://paymentandbanking.com//www.helpingcents.info/)
  - [wikando](https://paymentandbanking.com//wikando.de/)  

**Gastro / Kasse**
  - [orderbird](https://paymentandbanking.com//www.orderbird.com/)
  - ~~[pepperbill](https://paymentandbanking.com//www.pepperbill.com/de)~~
  - [9cookies](https://paymentandbanking.com//www.9cookies.com/de/)
  - [gastrofix](https://paymentandbanking.com//www.gastrofix.com/de/)
  - [opentabs](https://paymentandbanking.com//www.opentabs.de/)
  - [roc kasse](https://paymentandbanking.com//www.roc-kasse.de/)
  - [quandoo](https://www.quandoo.de/?ref=paymentandbanking.com)
  - [qnips](https://paymentandbanking.com//www.qnips.com/)
  - [gastronovi](https://paymentandbanking.com//www.gastronovi.de/office)
  - [inventorum](https://paymentandbanking.com//www.inventorum.com/de)  

**Kredite / Factoring**
  - [Kreditech](https://paymentandbanking.com//www.kreditech.com/)
  - [Finmar](https://paymentandbanking.com//www.finmar.com/)
  - [Auxmoney](https://www.auxmoney.com/?ref=paymentandbanking.com)
  - [Bankless24](https://www.bankless24.de/de?ref=paymentandbanking.com)
  - smava
  - [lendico](https://www.lendico.de/?ref=paymentandbanking.com)
  - [Bergfürst](https://www.bergfuerst.com/?ref=paymentandbanking.com)
  - [vexcash](https://www.vexcash.com/?ref=paymentandbanking.com)
  - [companisto](https://www.companisto.de/?ref=paymentandbanking.com)
  - [seedmatch](https://www.seedmatch.de/?ref=paymentandbanking.com)
  - [Zencap](https://www.zencap.de/?ref=paymentandbanking.com) / Funding Circle
  - [GiroMatch](https://www.giromatch.com/?ref=paymentandbanking.com)
  - [fintura](https://paymentandbanking.com//www.fintura.de/)
  - [spotcap](https://www.spotcap.com/?ref=paymentandbanking.com)
  - [Ferratum](https://www.ferratumgroup.com/de?ref=paymentandbanking.com)
  - [finanzcheck](https://www.finanzcheck.de/?ref=paymentandbanking.com)
  - [ipfand](https://www.ipfand.de/?ref=paymentandbanking.com)
  - [valendo](https://www.valendo.de/?ref=paymentandbanking.com)
  - [xpresscredit](https://www.xpresscredit.de/?gclid=CIbTocqHmMUCFSXHtAodVV0Akw&ref=paymentandbanking.com)
  - [fundsters](https://www.fundsters.de/?ref=paymentandbanking.com)
  - [crx Markets](https://paymentandbanking.com//www.crxmarkets.com/de/)
  - [crosslend](https://paymentandbanking.com//crosslend.com/)
  - [Kapilendo](https://www.kapilendo.de/?ref=paymentandbanking.com)  

**Banking**
  - [traxpay](https://paymentandbanking.com//traxpay.com/?lang=de)
  - [ginipay](https://www.gini.net/?ref=paymentandbanking.com)
  - [mambu](https://paymentandbanking.com//www.mambu.com/)
  - [~~rethink finance~~](https://www.rethinkfinance.de/?ref=paymentandbanking.com)
  - ~~[myiban](https://paymentandbanking.com//myiban.de/)~~
  - [Fidor](https://paymentandbanking.com//www.fidor.de/)
  - [Number26](https://paymentandbanking.com//number26.de/#! "Number26")
  - ~~[compono](https://www.f6s.com/profile/167263?ref=paymentandbanking.com)~~
  - [dban](https://paymentandbanking.com//www.ementexx.de/loesungen/dban/?gclid=CKOlvana6MECFSPHtAodYG0ADg)
  - [Tullius-Walden](https://www.tullius-walden.com/?ref=paymentandbanking.com)
  - [elopay](https://www.elopay.com/?ref=paymentandbanking.com)
  - [mamooble](https://www.mamooble.com/?ref=paymentandbanking.com)
  - [holvi](https://about.holvi.com/de/?ref=paymentandbanking.com)
  - ~~coyno~~
  - [finreach](https://paymentandbanking.com//www.finreach.de/)
  - [fino](https://paymentandbanking.com//www.fino.digital/)
  - [bancalis](https://paymentandbanking.com//www.bancalis.de/)
  - [Treasury Intelligence Solutions](https://paymentandbanking.com//www.tis.biz/)
  - [bringcashnow](https://paymentandbanking.com//www.bringcashnow.com/)
  - [baningo](https://paymentandbanking.com//baningo.com/)
  - [dwins](https://paymentandbanking.com//www.dwins.de/)  

**Tools**
  - [organize.me](https://www.organize.me/?ref=paymentandbanking.com)
  - [minnits](https://paymentandbanking.com//www.minnits.de/)
  - [ginipay](https://www.gini.net/?ref=paymentandbanking.com)
  - [xpenditure](https://xpenditure.com/de/?ref=paymentandbanking.com)  

**PFM**
  - [Kontopilot](https://itunes.apple.com/de/app/e-post-kontopilot/id853741578?mt=8&ref=paymentandbanking.com)
  - [Kontoalarm](https://www.aboalarm.de/blog/in-eigener-sache/kontoalarm-app-tester-gesucht/?ref=paymentandbanking.com)
  - [numbrs](https://www.centralway.com/?ref=paymentandbanking.com)
  - [Just Spent](https://paymentandbanking.com//www.justspent.com/)
  - [Qontis](https://paymentandbanking.com//www.qontis.ch/)
  - ~~sqbudget~~
  - [feelix](https://paymentandbanking.com//www.myfeelix.de/)
  - [Just Spent](https://paymentandbanking.com//www.justspent.com/)
  - [moneygarden](https://moneygarden.de/?ref=paymentandbanking.com)
  - [treefin](https://www.treefin.com/?ref=paymentandbanking.com)  

**API Banking**
  - [figo](https://paymentandbanking.com//www.figo.io/)
  - [Fidor Tecs](https://www.fidortecs.com/?ref=paymentandbanking.com)
  - [openbank](https://paymentandbanking.com//openbankproject.com/en/)
  - [FinTecSystems](https://paymentandbanking.com//www.fintecsystems.com/)  

**Anlegen**
  - ~~[Sentitrade](https://paymentandbanking.com//www.sentitrade.de/)~~
  - [Vaamo](https://paymentandbanking.com//www.vaamo.de/)
  - [Bergfürst](https://www.bergfuerst.com/?ref=paymentandbanking.com)
  - [Moneymeets](https://www.moneymeets.com/home;jsessionid=D4B876EFE560A78596504547333B83C4?ref=paymentandbanking.com)
  - [Stockpulse](https://www.stockpulse.de/de/?ref=paymentandbanking.com)
  - [Wikifolio](https://paymentandbanking.com//www.wikifolio.com/)
  - [compeon](https://www.compeon.de/?ref=paymentandbanking.com)
  - [voola](https://paymentandbanking.com//www.voola.de/)
  - [sharewise](https://paymentandbanking.com//www.de.sharewise.com/)
  - [Quirion](https://www.quirion.de/quirionPublic/startseite.action?ref=paymentandbanking.com)
  - [Ayondo](https://paymentandbanking.com//www.ayondo.com/)
  - ~~[owlhub](https://paymentandbanking.com//owlhub.co/de)~~
  - [modelogiq](https://paymentandbanking.com//www.modelogiq.com/)
  - [bettervest](https://bettervest.de/?ref=paymentandbanking.com)
  - [comonea](https://www.comonea.de/?ref=paymentandbanking.com)
  - [weltsparen](https://paymentandbanking.com//www.weltsparen.de/)
  - [easyfolio](https://www.easyfolio.de/?ref=paymentandbanking.com)
  - [twindepot](https://www.twindepot.de/?ref=paymentandbanking.com)
  - [united signals](https://www.united-signals.com/?ref=paymentandbanking.com)
  - [fairr](https://www.fairr.de/?ref=paymentandbanking.com)
  - [cashboard](https://www.cashboard.de/?ref=paymentandbanking.com)
  - [justETF](https://www.justetf.com/de/index.html?ref=paymentandbanking.com)
  - [Börsenampel](https://paymentandbanking.com//boersenampel.info/)
  - ~~[moneyvane](https://paymentandbanking.com//moneyvane.com/)~~
  - [truewealth](https://www.truewealth.ch/?ref=paymentandbanking.com)
  - [savedo](https://www.savedo.de/?ref=paymentandbanking.com)
  - [fintura](https://paymentandbanking.com//www.fintura.de/)
  - [ginmon](https://paymentandbanking.com//www.ginmon.de/)
  - [damantis](https://paymentandbanking.com//www.damantis.com/)
  - [zinspilot](https://www.zinspilot.de/de/start?ref=paymentandbanking.com)
  - ~~[finq](https://paymentandbanking.com//www.finq.com/)~~
  - [greenxmoney](https://www.greenxmoney.com/?ref=paymentandbanking.com)
  - [minveo](https://paymentandbanking.com//www.minveo.de/)
  - ~~smartdepot~~
  - [anyonecan](https://paymentandbanking.com//anyonecan.de/)
  - [simplefinance](https://paymentandbanking.com//www.simplefinance.de/)
  - [aktienfreunde](https://paymentandbanking.com//aktienfreunde.net/index)
  - [liqid](https://www.liqid.de/de?ref=paymentandbanking.com)
  - [swipestox](https://paymentandbanking.com//swipestox.com/)
  - [scalable](https://de.scalable.capital/?ref=paymentandbanking.com)
  - [swanest](https://swanest.com/home?ref=paymentandbanking.com)
  - [guidants](https://paymentandbanking.com//www.guidants.com/)
  - [niiiu](https://paymentandbanking.com//www.niiiu.me/)
  - [toptrade](https://toptradeapp.com/?ref=paymentandbanking.com)
  - [savedroid](https://paymentandbanking.com//www.savedroid.de/)
  - [venturate](https://www.venturate.com/?ref=paymentandbanking.com)  

**Online-Ident**
  - [idnow](https://www.idnow.de/?gclid=CNuIvpvXg8ACFSoEwwodCD4AAg&ref=paymentandbanking.com)
  - [web-id](https://www.webid-solutions.de/home.html?ref=paymentandbanking.com)
  - ~~[online ausweischeck](https://paymentandbanking.com//www.online-ausweischeck.de/?gclid=CJa-jojXg8ACFfMZtAodilcAGQ)~~
  - [liveident](https://paymentandbanking.com//liveident.com/)
  - [cybits](https://www.cybits.de/?ref=paymentandbanking.com)
  - [idvos](https://idvos.de/?ref=paymentandbanking.com)  

**p2p**
  - [Lendstar](https://paymentandbanking.com//www.lendstar.de/)
  - [Cringle](https://paymentandbanking.com//www.cringle.net/)
  - ~~[Paymy](https://paymy.de/?ref=paymentandbanking.com)~~
  - [cashcloud](https://www.cashcloud.com/de/?ref=paymentandbanking.com)
  - ~~[Paymey](https://paymentandbanking.com//www.paymey.com/)~~
  - ~~[pocktes united](https://pocketsunited.com/?ref=paymentandbanking.com)~~
  - ~~[papayer](https://paymentandbanking.com//www.papayer.com/)~~
  - ~~[Payfriendz](https://paymentandbanking.com//www.payfriendz.com/)~~
  - [Number26](https://paymentandbanking.com//number26.de/#! "Number26")
  - [kittysplit](https://paymentandbanking.com//www.kittysplit.com/)
  - ~~Klimpr~~
  - [Tabbt](https://paymentandbanking.com//www.tabbt.com/)
  - [azimo](https://azimo.com/de/?ref=paymentandbanking.com)
  - [payza](https://www.payza.com/fees?ref=paymentandbanking.com)
  - [elopay](https://www.elopay.com/?ref=paymentandbanking.com)
  - [colleqt](https://paymentandbanking.com//colleqt.com/)
  - ~~avuba~~
  - [cookies](https://cookies-app.com/?ref=paymentandbanking.com)  

**Versicherung**
  - [schutzklick](https://www.schutzklick.de/?ref=paymentandbanking.com)
  - [friendsurance](https://www.friendsurance.de/?ref=paymentandbanking.com)
  - [easycard](https://paymentandbanking.com//www.easycard.de/)
  - [appsichern](https://paymentandbanking.com//www.appsichern.de/)
  - [onlineversicherung.de](https://onlineversicherung.de/?ref=paymentandbanking.com)
  - [Finanzchef 24](https://paymentandbanking.com//www.finanzchef24.de/?gclid=CL6D9a7w-roCFQ1c3godIXgABg)
  - ~~[riskeraser](https://paymentandbanking.com//www.riskeraser.de/)~~
  - [Vertragium](https://www.vertragium.de/?ref=paymentandbanking.com)
  - ~~[planforward](https://paymentandbanking.com//planforward.de/)~~
  - [safe.me](https://paymentandbanking.com//safe.me/)
  - [passt24.de](https://paymentandbanking.com//www.passt24.de/)
  - [knip](https://paymentandbanking.com//www.knip.ch/)
  - ~~[Traumschutz](https://traumschutz.de/?ref=paymentandbanking.com)~~
  - [erste digital](https://paymentandbanking.com//erstedigital.de/)
  - [safe](https://getsafe.de/?ref=paymentandbanking.com)
  - [communitylife](https://www.communitylife.de/de/startseite?gclid=CI3HhNnFuskCFYUewwodddIHfw&ref=paymentandbanking.com)
  - [Clark](https://www.clark.de/de?ref=paymentandbanking.com)
  - [fair-sichert24](https://www.fair-sichert24.de/?ref=paymentandbanking.com)
  - [kasko](https://paymentandbanking.com//www.kasko.io/)
  - [massup](https://paymentandbanking.com//www.massup.de/)  

**Immobilien**
  - [imcheck24](https://www.imcheck24.de/?ref=paymentandbanking.com)
  - [zinsland](https://paymentandbanking.com//www.zinsland.de/)
  - [brickvest](https://brickvest.com/en/?ref=paymentandbanking.com)
  - [exporo](https://exporo.de/?ref=paymentandbanking.com)